Senior HNW Underwriting Transformation Leader

HSBC Holdings plc; Singapore; Hybrid; SGD 180,000 - 260,000; Full time

Job summary

HSBC Life (Singapore) Pte. Ltd. seeks a Senior Vice President, HNW Underwriting Transformation to lead and optimize underwriting for high-net-worth clients within a global bank.

The role offers a hybrid working arrangement in Singapore and exposure to cross-functional initiatives across life insurance products and risk management. The successful candidate will bring deep underwriting expertise, strategic influence, and a track record of driving process improvements while collaborating with

Qualifications

• Minimum 10 years of underwriting experience in life, disability and critical illness insurance with at least 5 years in HNW.
• University Degree or equivalent professional insurance designation preferred (e.g. ALU, FALU).
• Proven ability to manage complex cases and make sound decisions under pressure.
• Strong leadership skills with a focus on customer.
• Excellent communication, analytical and problem-solving skills.

Responsibilities

• Conduct medical, financial and compliance assessment per underwriting guidelines and risk framework.
• Manage referral process to ensure optimal capacity for ultra-large risks and oversee exposure with reinsurers.
• Build and maintain relationships with partners to resolve underwriting queries.
• Support training and development of underwriters and contribute to internal quality audits.
• Review and refine medical, financial and residency guidelines to stay competitive.
• Provide underwriting expertise and insights into new product development and broader initiatives.
• Identify and implement process improvements to streamline internal workflow and HNW processes.

Skills

Communication

Analytical

Problem solving

Leadership

Education

University degree

ALU/FALU designation

Job description

HSBC Life (Singapore) Pte. Ltd. seeks a Senior Vice President, HNW Underwriting Transformation to lead and optimize underwriting for high-net-worth clients within a global bank.

The role offers a hybrid working arrangement in Singapore and exposure to cross-functional initiatives across life insurance products and risk management. The successful candidate will bring deep underwriting expertise, strategic influence, and a track record of driving process improvements while collaborating with