HNW Underwriting Transformation Leader — Hybrid

HSBC Holdings plc; Singapore; Hybrid; SGD 250,000 - 380,000; Full time

Job summary

HSBC Life Singapore seeks a Senior Vice President, HNW Underwriting Transformation to lead complex HNW underwriting initiatives and risk assessment processes. You will shape underwriting guidelines, manage referrals, and drive improvements across the end-to-end HNW workflow.

You’ll collaborate with partners, mentor underwriters, and contribute to product development while upholding regulatory and risk standards in a dynamic, global bank environment.

Qualifications

• Minimum 10 years of underwriting experience in life, disability and critical illness insurance with minimum 5 years specializing in HNW.
• University Degree or equivalent professional insurance designation preferred (e.g. ALU, FALU)
• Proven ability to manage complex cases and make sound decisions under pressure
• Strong understanding of medical, non-medical and financial principles and practices
• Excellent communication, analytical and problem-solving skills
• Strong leadership skills with focus on customer

Responsibilities

• Conduct medical, financial and compliance assessment in accordance with the company’s underwriting guidelines and risk framework, adhering to delegated authority limits and service level agreements.
• Manage the referral process to ensure optimal capacity for ultra large risks, including overseeing the total exposure with reinsurers.
• Build and maintain strong relationships with partners to collaboratively resolve complex underwriting queries related to risk selection.
• Support the training and development of underwriters, including contributing to internal quality assurance audits to maintain consistent underwriting standards.
• Review and refine medical, financial and residency guidelines to ensure continued market competitiveness.
• Provides underwriting expertise and insights into new product development and broader company initiatives.
• Identify and implement process improvement to streamline internal workflow and enhance operational efficiency in the end-to-end HNW processes.

Skills

Underwriting

Leadership

Communication

Analytical

Decision making

Education

Bachelor's degree or professional designation (ALU/FALU)

Job description

HSBC Life Singapore seeks a Senior Vice President, HNW Underwriting Transformation to lead complex HNW underwriting initiatives and risk assessment processes. You will shape underwriting guidelines, manage referrals, and drive improvements across the end-to-end HNW workflow.

You’ll collaborate with partners, mentor underwriters, and contribute to product development while upholding regulatory and risk standards in a dynamic, global bank environment.