Relationship Manager (SME Loans)

RECRUIT EXPERT PTE. LTD.; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

RECRUIT EXPERT PTE. LTD. in Singapore seeks an experienced SME financing professional to build and manage a personal client pipeline and tailor loan solutions. You will assess cash flows, engage business owners, and drive short-term working capital financing.

You will review financials, bank records, and ACRA data before submission and oversee the full deal cycle from prospecting through closing and post-disbursement follow-up, fostering long-term client relationships and portfolio growth.

Qualifications

• At least 3 years of relevant experience in SME financing, business lending, or unsecured loan sales.
• Proven ability to originate and close deals independently in a target‑driven environment.
• Good understanding of SME financials, cash flow assessment, and basic credit evaluation.

Responsibilities

• Drive acquisition of SME clients requiring short-term working capital by actively sourcing and building your own pipeline.
• Engage business owners to understand their financing needs and structure suitable loan solutions based on cash flow and repayment ability.
• Conduct initial financial reviews using company financials, bank records, and ACRA data before submission.
• Manage the full deal cycle from prospecting and pitching to approval, closing, and post-disbursement follow-up.
• Maintain long‑term relationships with clients to encourage repeat financing, referrals, and portfolio growth while monitoring repayment performance.

Skills

SME financing

Deal origination

Client acquisition

Job description

Job Responsibilities

• Drive acquisition of SME clients requiring short-term working capital by actively sourcing and building your own pipeline.
• Engage business owners to understand their financing needs and structure suitable loan solutions based on cash flow and repayment ability.
• Conduct initial financial reviews using company financials, bank records, and ACRA data before submission.
• Manage the full deal cycle from prospecting and pitching to approval, closing, and post-disbursement follow-up.
• Maintain long‑term relationships with clients to encourage repeat financing, referrals, and portfolio growth while monitoring repayment performance.

Requirements

• At least 3 years of relevant experience in SME financing, business lending, or unsecured loan sales .
• Proven ability to originate and close deals independently in a target‑driven environment.
• Good understanding of SME financials, cash flow assessment, and basic credit evaluation.
• Strong sales mindset with resilience and confidence in client acquisition.

EA Licence: 19C9701 Registration: R1326740