Loans Officer (Operations Department) - 12 Months

China Merchants Bank; Singapore; In loco; SGD 40.000 - 70.000; Tempo pieno

Vantaggi offerti da questo lavoro

1 month completion bonus

Medical Insurance

Descrizione del lavoro

China Merchants Bank in Singapore seeks a Loans Officer to join the Operations Department. You will manage loan drawdowns, disbursements, and related documentation while performing AML/KYC checks and coordinating with Relationship Managers.

The role requires 3+ years in credit documentation, strong bilingual communication (English/Mandarin), and solid MS Office skills. The contract is renewable and a one-month completion bonus plus medical insurance are offered.

Competenze

• At least 3 years of experience in credit documentation and loan administration.
• Proficiency in English and Mandarin to liaise with internal and external Chinese stakeholders.
• Strong organizational and time management skills.

Mansioni

• Interpret Facility Agreements / Offers to determine allowable transactions.
• Handle loan drawdowns, rollovers, and collection of principal and interest payments and fees.
• Coordinate with Relationship Managers on outstanding matters and documentation.
• Conduct AML / KYC checks.
• Prepare SWIFT payments for loan disbursements.
• Maintain proper records and safekeeping of loan documents.
• Process Bank Guarantees / Letters of Credit.
• Prepare local, regulatory and Head Office reports.
• Work with IT teams on system upgrades and UAT roll-outs.
• Take on projects and other duties as assigned by HOD / Management.

Conoscenze

Teamwork

Organisational skills

Time management

Multitasking

Detail-oriented

Strumenti

MS Office

Outlook

Word

Excel

Descrizione del lavoro

About the Role

China Merchants Bank (CMB) is one of China’s leading commercial banks with an extensive global network. Our branch is committed to delivering high-quality and professional banking services to our customers. In line with our business growth, we are now seeking a highly motivated and experienced individual to join our Operations Department as a Loans Officer.

Job Responsibilities:

• Accurately interpret the Facility Agreement / Letter of Offer in determining the allowance of requested transactions.
• Perform all aspects of loan drawdowns, rollovers, and collection of principal repayments and interest payments, as well as fees for both bilateral and syndicated loans.
• Interact with Relationship Managers when required in following up on outstanding matters and/or documentation from them.
• Perform AML / KYC checks.
• Prepare SWIFT payments for loan disbursements.
• Ensure proper record and safe keeping of loan-related documents.
• Process Bank Guarantees / Letters of Credit.
• Prepare local, regulatory and Head Office reports.
• Work with IT Teams on system upgrades and UAT roll-outs.
• Take on work-related projects and other duties as assigned by HOD / Management.

Requirements:

• At least 3 or more years of working experience in handling credit documentation and loan administration.
• Ability to work effectively in a team environment.
• Strong organisational and time management skills and ability to multitask.
• Strong computer skills including MS Office, Outlook, Word and Excel.
• Proficiency in both English and Mandarin to liaise with internal and external Chinese stakeholders.
• Meticulous and detail-oriented, good working attitude and proactive.

Additional Details:

• 1 month completion bonus
• Renewable Contract (subject to performance)
• Medical Insurance