Loans Officer

MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD.; Singapore; On-site; SGD 42,000 - 62,000; Full time

Job summary

MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD. seeks a detail-oriented loan operations professional in Singapore to handle processing, documentation, and risk assessment for lending activities.

You will prepare regulatory and internal reports, vet legal documents, and support credit proposals for bilateral and syndicated loans. The role requires Mandarin bilingual capabilities to liaise with Chinese clients and manage Chinese language documents, with potential for growth within the bank's regional

Qualifications

• Diploma or degree in finance-related field.
• Experience in loan processing and documentation is advantageous.
• 1 year in syndicated or bilateral loan transactions preferred.
• Bilingual Mandarin for client liaison.
• Ability to handle Chinese language documents.

Responsibilities

• Loan operation processing and documentation.
• Prepare reports for Head Office, MAS, and others on time.
• Prepare credit reviews for existing borrowers.
• Issue banker’s guarantees.
• Draft credit proposals for bilateral and syndicated loans.
• Assess credit risk and formulate assessment reports.
• Vet legal documents and handle amendments/waivers.
• KYC checks and CDD reviews for new and existing customers.
• Ad-hoc duties.

Skills

Loan processing

Documentations

KYC review

Credit assessment

Mandarin liaison

Education

Diploma or Degree in financial related courses

Job description

Job Description:

• Loan operation processing & documentations
• Prepare reports for Head office, MAS and etc. on a timely basis.
• Prepare credit review for existing borrower
• Issuance of banker’s guarantee
• Capable of drafting credit proposals for both Bilateral and Syndication loans
• Ability to assess credit risk and formulate assessment reports
• Vet Legal documents and follow up on other correspondences such as amendments to agreement, waiver requests
• In-charge of KYC checking and CDD review on both new and existing customers
• Ad-hoc duties

Requirements:

• Minimum Diploma or Degree graduate in financial related courses
• Experience in loan processing & documentations will be an added advantage
• Minimum 1 Year experience in syndicated and/or bilateral loan transaction will be preferred
• Bilingual to liaise with Mandarin speaking chinese clients
• Able to handle Documents in chinese language