Fintech Strategy Lead - SEA & LATAM Growth

ByteDance; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

ByteDance Singapore is seeking a seasoned strategist to join the Financial Service Strategy and Business Analytics team. You will perform strategic research and commercial analysis across global fintech and lending markets, focusing on consumer lending, merchant financing, payments, unit economics, and competitive landscape to drive growth in emerging markets.

Collaborating with Product, Risk, Funding, and E-commerce teams, you will shape 3-5 year roadmaps, define country priorities, and build

Qualifications

• Bachelor’s degree or above in Economics, Business, Finance, Mathematics, Statistics, or related fields; 5+ years of experience in strategy, consulting, investment, fintech strategy, or business analytics.
• Familiar with the core business models of the digital lending and payments industry across SEA and/or LATAM, including acquiring, issuing, and fee structures, with strong understanding of lending profitability and operational models.
• Strong strategic thinking and analytical capabilities, with experience in market sizing, strategic frameworks, competitive analysis, and operational deep-dives.
• Ability to independently conduct market and competitor research.
• Proficient in at least one of SQL, Python, or Excel for data extraction and modeling, including user- and merchant-level attribution analysis.
• Strong cross-functional communication and stakeholder management skills.

Responsibilities

• Industry Research & Strategic Analysis: Continuously track fintech and lending market developments across Southeast Asia and Latin America, including consumer lending and merchant financing. Analyze product strategies, business models, and operating dynamics of leading players to identify strategic risks, market opportunities, and growth potential.
• Mid-to-Long-Term Strategy Planning: Support development of 3-5 year strategic roadmaps for consumer and merchant lending products across SEA and LATAM. Define country and product priorities, develop user and merchant penetration strategies, and build localized partnership ecosystems.
• Strategic Support & Business Growth: Act as a strategic partner to Payments and Financial Services, working with Product, Risk, Funding, and E-commerce teams to identify growth drivers across user and merchant ecosystems. Combine strategic thinking with data-driven analysis to uncover core business insights and KPI growth.
• Problem Solving & Execution: Proactively identify critical business challenges, lead strategic deep-dives and cross-functional discussions, develop actionable solutions, and coordinate internal and external stakeholders to drive efficient execution and business impact.

Skills

Strategic thinking

Analytical skills

Cross-functional collaboration

Market research

Education

Bachelor’s degree or above in Economics, Business, Finance, Mathematics, Statistics, or related fields

Tools

SQL

Python

Excel

Job description

ByteDance Singapore is seeking a seasoned strategist to join the Financial Service Strategy and Business Analytics team. You will perform strategic research and commercial analysis across global fintech and lending markets, focusing on consumer lending, merchant financing, payments, unit economics, and competitive landscape to drive growth in emerging markets.

Collaborating with Product, Risk, Funding, and E-commerce teams, you will shape 3-5 year roadmaps, define country priorities, and build