Credit Analyst

Private Advertiser; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

Private Advertiser is seeking a mature credit professional to prepare proposals, support administrative credit tasks, and generate periodic reports. The role emphasizes rigorous financial analysis, accurate data spreading, and collaboration with Credit and Marketing teams to identify and mitigate risks.

The incumbent will write clear credit proposals, ensure timely submission, and align with company credit policies.

Qualifications

• Bachelor degree in Business Admin, Finance or Accountancy with at least four years in credit assessment, SME experience preferred.
• Strong business writing, inquisitiveness and numerical precision are essential.
• Proficiency in PowerPoint and exposure to credit process IT projects is a plus.

Responsibilities

• Prepare credit proposals.
• Provide administrative credit support.
• Prepare weekly and monthly reports.
• Analyze and distill financial information for credit proposals.
• Accurately spread borrowers' and group financial statements.
• Collaborate to identify risks and mitigate them.
• Write concise credit proposals and meet deadlines.
• Generate weekly and monthly credit reports for monitoring.
• Ensure applications comply with credit policies.
• Identify early warning signs to minimize loan loss.
• Understand the link between business and credit environments.
• Handle ad-hoc tasks as needed.

Skills

Business writing

Analytical thinking

Attention to detail

Education

Bachelor's degree in Business Administration/Finance/Accountancy

Tools

PowerPoint

IT project exposure

Job description

Main Responsibilities

• Prepare credit proposals

• Provide administrative credit support

• Prepare Weekly and Monthly reports

Detailed Tasks

• Apt in analyzing and distilling financial information succinctly in a credit proposal

• Accurate spreading of Borrowers’ & for Group’s financial statements

• Collaborate with the Credit & Marketing officers to identify credit, operational and business risks and recommend solutions to address or mitigate these risks

• Able to write a credit proposal concisely and cogently

• Able to submit written work within stipulated deadlines

• Generate weekly and monthly credit reports for monitoring purposes

• Ensure credit applications comply with Company's credit policies

• Identify early warning signs or credit weaknesses to minimize/circumvent loan loss

• Has an incisive understanding of the direct and strong connection between business and credit environments

• Ad-hoc functions as assigned by the direct report, from time to time

Requirements

• The incumbent should possess at least a bachelor degree in Business Administration, Finance or Accountancy with minimum four years of experience in credit assessment function, preferably for the SME business segment.

• The incumbent should be skilled in effective business writing, professionally inquisitive and has a keen analytical intellect. He/She must be precise and thorough with facts and figures.

• Proficiency in Microsoft PowerPoint and prior exposure to IT projects related to credit processes would be an added advantage.

• The corporate rank and compensation will be commensurate with the candidate’s experience and qualifications

We regret that only shortlisted candidates will be notified.