Corporate Credit Analyst

Bank of China Limited Singapore Branch; Singapore; On-site; SGD 60,000 - 120,000; Full time

Job summary

Bank of China Limited Singapore Branch is seeking a credit analyst to review compliance with regulations and bank policy, identify main risk points, propose risk controls, and assess group credit risk for corporate clients. The role requires 3+ years of relevant experience and bilingual English/Chinese communication with Head Office.

Preferred qualifications include CFA/FRM/ACCA certificates, strong financial analysis, and experience in Commodity and Trade Finance.

Qualifications

• Bachelor degree or above in finance/economy/accounting or related majors.
• Skilled in financial statements analysis and bank credit facilities.
• 3+ years of relevant work experience; corporate credit analysis preferred.
• CFA/FRM/ACCA certificates preferred.
• Strong financial and credit risk analysis and management skills.
• Excellent communication, responsibility and teamwork.
• Effective bilingual English and Chinese for liaison with Head Office.
• Ability to handle multiple tasks under pressure; knowledge of financing products.
• Experience in Commodity Finance and Trade Finance is advantageous.

Responsibilities

• Perform credit analysis for corporate customers and assess regulatory compliance and risk points.
• Provide opinions for credit files submitted to the pre-trial committee and handle secretary tasks.
• Conduct industry research and revise approval guidelines.
• Monitor commitment matters and offer risk control recommendations for early-warning clients.
• Complete other department-specific work arrangements.

Skills

Analytical skills

Communication skills

Teamwork

Multitasking

Bilingual English/Chinese

Education

Bachelor degree or above in finance/economy/accounting or related majors

CFA/FRM/ACCA certificates preferred

Job description

1. Perform credit analysis for corporate customers and responsible for: review whether the case compliant with the regulation and the relevant bank's policy, reveal the main risk points, put forward risk control measures, determine the group overall credit risk and conduct client credit rating, etc.

2. Provide opinion for credit files reported to the pre-trial committee, undertake secretary work as required.

3. Conduct industry research according to respective responsible industries, revise the relevant approval guidelines.

4. Conduct commitment matters monitoring and other work regularly, put forward effective risk control recommendations for clients with early warning signals.

5. Complete other specific work arrangements by the department.

Job Requirements:

• 1. Bachelor degree or above (finance, economy accountancy or related majors), skilled in financial statements analysis methods and understand bank related credit facilities
• 2. More than 3 years of relevant work experience, has the experience of credit analysis to corporate clients is preferred
• 3. Applicant with CFA, FRM and ACCA professional skills certificate is preferred
• 4. Strong financial and credit risk analysis and management skills
• 5. Strong communication skills, responsibility and team-work ability
• 6. Effectively bilingual in English and Chinese is required as incumbent is required to liase with Chinese counterparts from Head Office.
• 7. Good pressure resistance, can effectively handle multiple work at the same time, understand the bank's review requirements of financing products
• 8. Experience in Commodity Finance and Trade Finance is advantage