Credit Analyst (Stockbroking and Securities Firm)

PEOPLE PROFILERS PTE. LTD.; Singapore; Sur place; SGD 60 000 - 100 000; Plein temps

Résumé du poste

PEOPLE PROFILERS PTE. LTD. is seeking a Credit Analyst to assess borrowers' financial strength, cash flow, and repayment ability in Singapore. You will analyse industry trends, evaluate collateral, and prepare concise credit proposals with clear recommendations.

You will also support financing terms, present assessments to approvers, review security documents, and collaborate with deal teams to ensure compliance with credit policies. Strong communication and written skills are essential.

Qualifications

• Degree in Accounting, Finance, Business or related discipline.
• 3+ years of credit analysis experience in banking, securities or related financial institution.
• Strong financial analysis and credit writing skills; secured or structured lending experience preferred.

Responsabilités

• Assess borrowers' financial strength, cash flow and repayment ability.
• Analyse businesses and industry trends to identify credit risks.
• Evaluate collateral, including shares, bonds and property.
• Prepare credit proposals with clear recommendations.
• Support the structuring of financing terms and lending conditions.
• Present credit assessments to internal approvers.
• Review financing and security documents with relevant parties.
• Work with deal teams to ensure transactions meet credit policies.

Connaissances

Financial analysis

Credit writing

Credit risk assessment

Communication

Formation

Degree in Accounting/Finance/Business

Description du poste

Responsibilities

• Assess borrowers' financial strength, cash flow and repayment ability.
• Analyse businesses and industry trends to identify credit risks.
• Evaluate collateral, including shares, bonds and property.
• Prepare credit proposals with clear recommendations.
• Support the structuring of financing terms and lending conditions.
• Present credit assessments to internal approvers.
• Review financing and security documents with relevant parties.
• Work with deal teams to ensure transactions meet credit policies.

Requirements

• Degree in Accounting, Finance, Business or a related discipline.
• At least 3 years of credit analysis experience in banking, securities or a relevant financial institution.
• Strong financial analysis and credit writing skills; secured or structured lending experience preferred.
• Good communication skills; regional lending or security documentation exposure is an advantage.