Credit Analyst (Corporate Banking)

WATERSTONE CONSULTING PTE. LTD.; Singapore; On-site; SGD 70,000 - 130,000; Full time

Job summary

WATERSTONE CONSULTING PTE. LTD. in Singapore seeks a credit professional to cover general corporates, local and foreign conglomerates, with focus on sound credit decisions.

You will perform independent credit analysis, identify risks, visit customers with Front Office, and present cases to the Credit Committee for approval. Responsibilities include ensuring timely credit reviews and compliant documentation, reviewing terms, and managing risk across diverse loan products.

Qualifications

• At least 3 years credit experience in a major bank with exposure to loan products including trade finance.
• University degree.

Responsibilities

• Coverage of general corporates as well as local and foreign large conglomerates.
• Perform independent credit analysis and evaluation, including financial analysis and projections on facilities/loans to support approvals.
• Identify key risks and mitigating factors in the credit evaluation and present cases to the Credit Committee for deliberation and approval.
• Conduct customer visits together with Front office to understand the business operations.
• Plan and organize to ensure credit reviews are completed in timely manner.
• Review credit documentation to ensure adherence to approved Terms and Conditions.

Education

University degree

Job description

Job Responsibilities:

• Coverage of general corporates as well as local and foreign large conglomerates.
• Perform independent credit analysis and evaluation, including financial analysis and projections on new and existing banking facilities/ loans tomake recommendations for approval.
• Identify key risks and mitigating factors in the credit evaluationandpresent cases to the Credit Committee for deliberation and approval.
• Conduct customer visits together with Front office to understandthebusiness operations
• Plan and organize to ensure credit reviews are completed in timelymanner.
• Review credit documentation to ensure adherence to approved Termsand Conditions.

Requirements:

• At least 3 years credit experience in a major bank with exposure to various industries and loan products including trade finance.
• University degree.

Resumes collected will be kept in strict confidence and used for recruitment purposes only.