Credit Analyst

ORIX Leasing Singapore Limited; Singapore; On-site; SGD 60,000 - 100,000; Full time

Job summary

ORIX Leasing Singapore Limited is seeking a credit professional to distill financial information for credit proposals and to produce accurate spreads for borrowers and group statements. The role collaborates with Credit & Marketing to identify risks and mitigate them through solid recommendations.

The incumbent will write concise, cogent credit proposals, meet deadlines, and generate regular credit reports. Proficiency in PowerPoint and exposure to IT credit projects are valued assets.

Qualifications

• Bachelor's degree in business administration, Finance or Accountancy with minimum four years of experience in credit assessment, preferably for the SME business segment.
• Skilled in effective business writing, professionally inquisitive and has keen analytical intellect; precise with facts and figures.
• Proficiency in Microsoft PowerPoint and exposure to IT projects related to credit processes is an added advantage.

Responsibilities

• Apt in analyzing and distilling financial information succinctly in a credit proposal.
• Accurate spreading of Borrowers’/Group’s financial statements.
• Collaborate with the Credit & Marketing officers to identify credit, operational and business risks and recommend solutions.
• Write concise and cogent credit proposals and submit within deadlines.
• Generate weekly and monthly credit reports for monitoring purposes.
• Ensure credit applications comply with the company's credit policies.
• Identify early warning signs or credit weaknesses to minimize loan loss.
• Ad-hoc duties as assigned by the direct report.

Skills

Financial analysis

Business writing

Analytical thinking

Attention to detail

Education

Bachelor's degree in business administration/Finance/Accountancy

Tools

Microsoft PowerPoint

Credit process IT projects

Job description

• Apt in analyzing and distilling financial information succinctly in a credit proposal
• Accurate spreading of Borrowers’ & for Group’s financial statements
• Collaborate with the Credit & Marketing officers to identify credit, operational and business risks and recommend solutions to address or mitigate these risks
• Able to write a credit proposal concisely and cogently
• Able to submit written work within stipulated deadlines
• Generate weekly and monthly credit reports for monitoring purposes
• Ensure credit applications comply with Company's credit policies
• Identify early warning signs or credit weaknesses to minimize/circumvent loan loss
• Has an incisive understanding of the direct and strong connection between business and credit environments
• Ad-hoc functions as assigned by the direct report, from time to time

Requirements

The incumbent should possess at least a bachelor's degree in business administration, Finance or Accountancy with minimum four years of experience in credit assessment function, preferably for the SME business segment.

The incumbent should be skilled in effective business writing, professionally inquisitive and has a keen analytical intellect. He/She must be precise and thorough with facts and figures.

Proficiency in Microsoft PowerPoint and prior exposure to IT projects related to credit processes would be an added advantage.

The corporate rank and compensation will be commensurate with the candidate’s experience and qualifications