Corporate Banking Credit Analyst - Large Chinese Corporates

RECRUIT AVENUE PTE. LTD.; Singapore; Presencial; SGD 90.000 - 150.000; Jornada completa

Descripción de la vacante

RECRUIT AVENUE PTE. LTD. is seeking an experienced credit professional to manage a portfolio of large Chinese corporates in Singapore. You will assess financial performance, structure facilities and provide recommendations to approve about credit risk.

You'll work closely with Relationship Managers and the Corporate Banking team to deliver sound lending solutions while monitoring risk and adhering to bank policies. Prior experience with large conglomerates is advantageous.

Formación

• Degree in Finance, Accountancy, Economics or related discipline.
• 1-5 years' experience in corporate credit, credit risk or corporate banking.
• Experience covering large corporates / conglomerates preferred.
• Strong financial analysis and credit writing skills.
• Good understanding of corporate banking and lending products.
• Strong commercial judgement and stakeholder management skills.

Responsabilidades

• Analyse financial performance, cash flow, leverage and liquidity.
• Conduct credit assessments, annual reviews and facility renewals.
• Prepare credit proposals and recommendations for approval.
• Assess lending structures, facilities, covenants and key credit risks.
• Monitor portfolio performance and identify emerging risks or early warning indicators.
• Partner with Relationship Managers on client requirements and transactions.
• Ensure credit decisions are aligned with the Bank's risk appetite and policies.

Conocimientos

Financial analysis

Credit writing

Commercial judgement

Stakeholder management

Corporate banking knowledge

Educación

Finance / Accounting / Economics

Descripción del empleo

Role Overview

Support the credit assessment and management of a portfolio of large Chinese corporates and corporate groups, working closely with Relationship Managers and the Corporate Banking team.

Key Responsibilities

• Analyse financial performance, cash flow, leverage, liquidity and overall creditworthiness.
• Conduct credit assessments, annual reviews and facility renewals.
• Prepare credit proposals and recommendations for approval.
• Assess lending structures, facilities, covenants and key credit risks.
• Monitor portfolio performance and identify emerging risks or early warning indicators.
• Partner with Relationship Managers on client requirements and transactions.
• Ensure credit decisions are aligned with the Bank's risk appetite and policies.

Requirements

• Degree in Finance, Accountancy, Economics or related discipline.
• 1-5 years' experience in corporate credit, credit risk or corporate banking.
• Experience covering large corporates / conglomerates preferred.
• Strong financial analysis and credit writing skills.
• Good understanding of corporate banking and lending products.
• Strong commercial judgement and stakeholder management skills.