Assistant Credit Analysis Manager - Greater China

CTBC Bank Co. Ltd. (Singapore); Singapore; On-site; SGD 90,000 - 120,000; Full time

Job summary

CTBC Bank Co. Ltd. (Singapore) is seeking a credit analyst to underwrite and assess proposals from Relationship Managers, ensuring alignment with credit policies and regulatory requirements.

The role involves annual reviews, client meetings, and rigorous financial analysis to support risk acceptance decisions. Ideal candidates hold a degree with 3+ years in credit, risk, or accounting, and must communicate effectively in English and Chinese.

Qualifications

• Degree holder with relevant credit, risk or accounting experience.
• Strong analytical, communication and interpersonal skills.
• Proficient with MS Office tools.
• Excellent verbal and written communication.
• Experience performing industry, peer, business projection analysis.
• Ability to assess credit and risk, comply with CTBC policies.
• Ability to present credit cases with clear rationale on risks and projections.
• Team player with positive attitude, able to work independently.
• Proficiency in spoken and written Chinese for Greater China portfolio.

Responsibilities

• Underwrite and assess credit propositions and transactions for compliance with policies and regulatory requirements.
• Complete annual and/or loan reviews.
• Participate in client calls with Relationship Managers.

Skills

Credit risk assessment

Analytical skills

Communication & interpersonal skills

Industry analysis

Financial projection

Policy compliance

Credit case presentation

Teamwork & accountability

Chinese language

Education

Degree holder

Tools

MS Office

Job description

• Responsible for underwriting and assessing credit propositions and transactions submitted by Relationship Managers, to ensure compliance with the Bank’s credit policies and procedures, risk acceptance criteria where appropriate, and regulatory requirements.
• Complete annual and/or loan reviews assigned.
• Participate in client calls with the Relationship Managers.

KEY COMPETENCIES:

• Degree holder with a minimum of 3 years of relevant credit, risk or accounting experience; seasoned credit analysts of medium to large corporations can be considered for this role.
• Strong analytical, communication and interpersonal skills are required.
• Familiar with MS software applications such as Word, Excel, PowerPoint etc.
• Excellent verbal and written communication skills are essential.
• Perform suitable industry, peer, business projection analysis as needed.
• Ability to appropriately assess credit and other risks, compliance with CTBC’s credit and relevant policies.
• Ability to present credit cases confidently especially on key risks, financial analysis and projection assumptions/outcomes.
• Ability to work well with others and independently, a team player, accountable and a positive work attitude are essential qualities.
• Proficiency in spoken and written Chinese is required to effectively review, interpret, and manage business documents and communications for stakeholders within the Greater China business portfolio.