1-Year DBS Direct Contract- Recovery Specialist, Consumer Risk, Risk Management Group

China, Beijing Branch; Singapore; On-site; SGD 55,000 - 90,000; Full time

Job summary

DBS Asia Hub in Singapore is seeking an energetic Recovery Professional to maximise collection outcomes through proactive customer engagement, informed negotiation and responsible action on written-off accounts.

The role emphasises risk governance, compliance with internal controls and local laws, and continual improvements using digital tools and data analytics. Contract (Fixed Term), full-time, focused on delivering high-quality service while meeting recovery targets.

Qualifications

• Strong communication and negotiation skills.
• Good analytical, problem-solving and decision-making abilities.
• Strong teamwork and stakeholder collaboration.

Responsibilities

• Manage written-off portfolios and achieve individual and team recovery targets.
• Proactively engage customers to negotiate sustainable repayment arrangements that optimise recovery outcomes.
• Review customer profiles and recommend suitable remedial actions.
• Deliver professional, high-quality service throughout the recovery process to uphold customer satisfaction.
• Promptly address customer complaints, queries and disputes within required turnaround time.
• Handle difficult cases with tact, resilience, and sound judgment.
• Identify and elevate emerging risks, irregularities, or issues in a timely manner.
• Ensure strict adherence to Group policies, internal controls, regulatory obligations, and local laws.
• Execute operational tasks such as preparation of reminder letters, statements of account, settlement letters, and other documentation.
• Process account transactions including closures, payment transfers, and refunds with accuracy and timeliness.
• Leverage digital tools and analytics to enhance recovery performance and support data-driven decisions.
• Support and champion continuous improvement initiatives through Agile methodology, digital innovation, automation and process optimisation.
• Collaborate closely with team members to achieve team targets and contribute to a high-performance culture.

Skills

Communication & negotiation

Analytical thinking

Team player

Education

Degree or Diploma in related discipline

Job description

Business Function

Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.

Job Objective

To maximise recovery of past-due accounts through effective, customer-focused collection strategies while ensuring full compliance with regulatory and internal requirements.

Key Responsibilities

Portfolio & Recovery Management

• Manage written-off portfolios and achieve individual and team recovery targets.
• Proactively engage customers to negotiate sustainable repayment arrangements that optimise recovery outcomes.
• Review customer profiles and recommend suitable remedial actions.

Customer Engagement & Service Excellence

• Deliver professional, high-quality service throughout the recovery process to uphold customer satisfaction.
• Promptly address customer complaints, queries and disputes within required turnaround
• Handle difficult cases with tact, resilience, and sound judgment.

Risk, Governance & Compliance

• Identify and elevate emerging risks, irregularities, or issues in a timely manner.
• Ensure strict adherence to Group policies, internal controls, regulatory obligations, and local laws

Operational & Administrative Responsibilities

• Execute operational tasks such as preparation of reminder letters, statements of account, settlement letters, and other documentation.
• Process account transactions including closures, payment transfers, and refunds with accuracy and timeliness

Digitalisation, Analytics & Continuous Improvement

• Leverage digital tools and analytics to enhance recovery performance and support data-driven decisions.
• Support and champion continuous improvement initiatives through Agile methodology, digital innovation, automation and process optimisation.
• Collaborate closely with team members to achieve team targets and contribute to a high-performance culture.

Requirements

• Degree or Diploma in any related discipline.
• Minimum 3 years of experience in credit collection or recovery within banking or financial services industry.
• Experience is unsecured litigation is an added advantage
• Strong communication and negotiation skills, with the ability to handle challenging conversations independently.
• Good analytical, problem-solving, and decision-making abilities.
• Strong team player with professionalism, integrity, and ability to work effectively with stakeholders.

Location:

DBS Asia Hub

Schedule:

Contract (Fixed Term)

Employee Status:

Full time