Senior Field Credit Analyst Team Leader

Coface; Riyadh; On-site; SAR 80,000 - 100,000; Full time

Benefits offered by this job

Competitive base salary plus performance-based incentives

Focus on teamwork and continuous learning

Job summary

Coface is seeking a Senior Field Credit Analyst - Team Leader in Riyadh, KSA. The role entails supervising a team, conducting credit assessments, and building market relationships. Candidates should have a minimum of 5 years of credit risk experience, a relevant bachelor's degree, and be fluent in both Arabic and English. The position offers a competitive salary along with performance-based incentives focused on teamwork and professional development.

Qualifications

• Minimum 5 years’ experience in a senior credit risk position (insurance or banking industry).
• Fluent in Arabic and English.

Responsibilities

• Supervise and lead a team of analysts in preparing detailed credit reviews.
• Conduct sector studies and research to improve sector expertise.
• Manage information related strategic projects.
• Participate in sensitive buyer visits and deep-dive reports.
• Ensure compliance with regulations and procedures.

Skills

Leadership skills

Market relationship building

Credit analysis

Team training and mentoring

Financial assessment

Education

Bachelor’s degree in Business, Finance, Economics, Banking, Insurance, or related field

Tools

Microsoft Outlook

Microsoft Word

Microsoft Excel

Job description

Senior Field Credit Analyst – Team Leader

Full-time. Department: Information - 005. Location: Riyadh, KSA.

Key Responsibilities

• Supervise and lead a team of analysts in preparing detailed and concise credit reviews.
• Build market relationships and industry knowledge; conduct sector studies and research to improve sector expertise.
• Pro-actively build and maintain good working relationships with underwriting and information colleagues.
• Contact companies and conduct phone and physical interviews to obtain financial and business information to assess their current situation.
• Manage information related strategic projects:
  • Evolution and integration with Credit Bureaus.
  • Evolution and integration with formal sources.
  • Development of Country reports and macro-economic studies.
• Work closely with information providers to monitor response time and quality of information.
• Support regional development and enhance underwriting capabilities by performing financial and field analysis.
• Participate in sensitive buyer visits and deep-dive reports.
• Assess debtors on large exposures and sensitive files.
• Oversee the quality of assessments by others in the team.
• Ensure information and DRA represent the most up-to-date position and that group standards are applied.
• Engage in review of source information scores to ensure best quality and accuracy.
• Validate DRA according to group delegation rules.
• Liaise with underwriting colleagues to organize monthly meetings and operational reviews.
• Identify local information sources and develop relationships with banks, trade associations, credit bureaus, and official information bodies.
• Manage workflows and ensure smooth operations during vacation times.
• Provide team training, coaching, and mentoring to ensure professional development and efficiency.
• Lead, motivate, and supervise team performance according to goals and standards.
• Conduct regular performance reviews.
• Ensure compliance with regulations and procedures.
• Prepare reports and other duties assigned by management.

Specialist Skills & Knowledge

• Minimum 5 years’ experience in a senior credit risk position (insurance or banking industry).
• Credit insurance.
• Banking.
• Large corporates.

Functional

• Credit Control.

IT Skills

• Proficient in Microsoft Outlook, Word, Excel.

Languages & Education

• Fluent in Arabic & English.
• Bachelor’s degree, preferably in Business, Finance, Economics, Banking, Insurance, or a related field.

Culture, Compensation & Location

• A culture focused on teamwork, continuous learning, and professional development.
• Competitive base salary plus performance-based incentives.
• Based at partner offices in Riyadh, KSA.