Relationship Manager - Affluent Banking

Riyad Bank; Saudi Arabia; On-site; SAR 279,000 - 502,000; Full time

Job summary

Riyad Bank in Saudi Arabia seeks a banker to build and manage relationships with affluent clients, selling and cross-selling banking products, and delivering tailored solutions to meet client needs while achieving sales targets.

The role emphasizes maintaining high credit quality within the affluent banking portfolio and contributing to continuous process improvements and accurate reporting to support business objectives.

Qualifications

• Bachelor's degree in Business with preferably a specialization in Finance or Accounting.
• 4–8 years relevant experience in the banking sector.
• Arabic: proficient; English: advanced.

Responsibilities

• Build and maintain relationships with affluent banking customers.
• Sell and cross-sell products and services; provide client solutions to meet needs.
• Achieve sales targets while ensuring credit quality is maintained.
• Contribute to continuous improvement and timely reporting to Riyad Bank.

Skills

Sales

Cross-selling

Relationship management

Credit quality

Communication

Education

Bachelor in Business (Finance)

Job description

Job Purpose / Role :

To build, manage and maintain relationships with affluent banking customers, through selling and cross-selling products and services, as well as providing solutions based on client needs with the objective of achieving sales targets, while ensuring that credit quality is maintained.

Areas of Responsibility:

Policies, Processes & Procedures:

Follows all relevant departmental policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner

Day- to-day operations:

Follows the day-to-day operations related to own job to ensure continuity of work

Revenue Generation:

• Achieves sales and revenue targets for existing and new customers and also ensure customer profitability targets are met
• Provides support to ensure that high credit quality is maintained at all times within the Affluent Banking credit portfolio

Continuous Improvement:

• Contributes to the identification of opportunities for continuous improvement of processes and practices taking into account international best practice, improvement of business processes, cost reduction and productivity improvement

Reporting :

• Assists in the preparation of timely and accurate reports of Riyad Bank to meet company and department requirements, policies and standards

Qualification and Experience :

Minimum Qualifications:

• Bachelor's degree in Business with preferably a specialization in Finance or Accounting

Minimum Experience:

• 4-8 years relevant experience in the banking sector

Language:

• Arabic: proficient
• English: Advance