Credit Control Consultant | Al-Futtaim Automotive | Finance

Al-Futtaim; Riyadh; Vor Ort; SAR 120.000 - 180.000; Vollzeit

Zusammenfassung

Al-Futtaim is seeking a Credit Control Executive to manage credit deals and monitor accounts receivable across brand portfolios in KSA. This role includes detailed credit assessments, maintaining customer credit master data in SAP, and ensuring compliance with approval protocols.

Additionally, you will proactively monitor payment irregularities, collaborate with Finance and Sales to resolve issues, and conduct periodic reviews of credit limits and payment terms while engaging with clients as

Qualifikationen

• Strong analytical skills and attention to detail are essential.
• Excellent negotiation and relationship management abilities.
• Proficient in MS Office applications and data analysis.
• Ability to work under pressure and meet deadlines.

Aufgaben

• Credit Assessment: verify documents, prepare assessments, submit for approval, update terms in SAP, maintain tracker.
• Accounts Receivable Monitoring: track non-payments, coordinate with Finance and Sales to resolve issues, ensure timely postings.
• Credit Review and Field Visits: periodic reviews, adjust limits/terms, conduct client visits when needed.
• Reporting and Analysis: monthly close reports within SLA, highlight delinquent accounts, maintain underwriting experience.

Kenntnisse

Analytical skills

Negotiation

MS Office

Work under pressure

Ausbildung

Bachelor's Degree in a relevant field

Tools

SAP

Jobbeschreibung

About Al-Futtaim

Established in the 1930s, Al-Futtaim is one of the most diversified and progressive privately held regional businesses, headquartered in Dubai. Operating across more than 20 countries, the Group spans automotive, financial services, real estate, retail and health. With more than 40,000 employees, Al-Futtaim represents over 200 of the world’s most recognised brands, including Toyota, Lexus, IKEA, ACE and Marks & Spencer. Driven by its purpose to enrich lives and elevate communities, Al-Futtaim focuses on digital innovation, AI, sustainable growth and strategic partnerships, creating long-term value for customers, communities and partners while building a responsible legacy for future generations.

About Al-Futtaim

Established in the 1930s, Al-Futtaim is one of the most diversified and progressive privately held regional businesses, headquartered in Dubai. Operating across more than 20 countries, the Group spans automotive, financial services, real estate, retail and health. With more than 40,000 employees, Al-Futtaim represents over 200 of the world’s most recognised brands, including Toyota, Lexus, IKEA, ACE and Marks & Spencer. Driven by its purpose to enrich lives and elevate communities, Al-Futtaim focuses on digital innovation, AI, sustainable growth and strategic partnerships, creating long-term value for customers, communities and partners while building a responsible legacy for future generations.

Overview Of The Role

The Credit Control Executive is responsible for managing credit deals and monitoring accounts receivables across brand portfolios. This role includes detailed credit assessments, maintaining customer credit master data in SAP, and ensuring compliance with approval protocols. Additional duties encompass proactive monitoring of payment irregularities and collaboration with finance and sales teams to resolve collection issues. The executive will also conduct periodic reviews of credit limits and payment terms, and engage directly with clients as needed. Effective management of these responsibilities contributes to the financial health and operational efficiency of Famco KSA.

What You Will Do

Credit Assessment

• Verify supporting documents and ensure validity and correctness.
• Prepare credit assessment reports and submit for approval.
• Ensure credit approval is completed as per DOA and within SLA timeframes.
• Update credit approval terms in SAP Customer Credit master.
• Maintain credit approval tracker.

Accounts Receivable Monitoring

• Monitor customer account details for non-payments, delayed payments, and other irregularities.
• Follow up with Business Finance and Sales teams for resolution.
• Ensure timely accounting of payments received from customers.
• Monitor unallocated credits and coordinate necessary adjustments with FSSC O2C/Business Finance.
• Develop AR reports and communicate collection issues to senior management.

Credit Review and Field Visits

• Conduct periodic credit reviews of accounts.
• Coordinate with Head of Corporate Credit and Business Heads to maintain adequate credit limits.
• Revise payment terms as necessary.
• Conduct field visits to clients when needed.

Reporting and Analysis

• Prepare monthly reports within 3 working days post month close.
• Timely report delinquent accounts status.
• Ensure 95% of credit assessments are completed within approved SLA.
• Maintain underwriting (credit application) experience.

Required Skills To Be Successful

• Strong analytical skills and attention to detail.
• Effective negotiation and relationship management skills.
• Proficiency in MS Office applications.
• Ability to work under pressure.

What Qualifies You For The Role

• Bachelor's Degree in a relevant field.
• Minimum 2 -3 years of experience in Credit as credit analyst.
• Proficiency in Arabic and English, reading and writing both.
• Competency with ERP systems such as SAP.

Al-Futtaim Automotive

Al-Futtaim Automotive is one of the region's leading mobility businesses, operating across eight countries in the Middle East, Asia and North Africa. With a portfolio of more than 25 world-leading brands, we deliver one of the region's most comprehensive mobility ecosystems. Our capabilities span passenger vehicles, commercial vehicles and industrial equipment, backed by integrated logistics, leasing, aftersales and financial services that deliver a seamless customer experience across every stage of the mobility journey. Our vision is to become a world-class mobility player, creating better experiences for our customers through innovation, digital transformation and a relentless focus on customer experience. We work alongside some of the world's most trusted automotive brands to shape the future of mobility, delivering solutions that meet the evolving needs of individuals, businesses and communities. Behind everything we do is a team of more than 9,000 colleagues united by ambition, collaboration and a shared commitment to progress. Together, we're shaping the future of mobility, embracing new technologies and creating better experiences for our customers. At Al-Futtaim Automotive, you'll be empowered to turn ambition into action and help move our customers, our business and your career forward.