Commercial Card Sales Lead

PayTech Nexus Ltd; Riyadh; On-site; SAR 180,000 - 240,000; Full time

Job summary

PayTech Nexus Ltd in Saudi Arabia seeks a Commercial Cards Sales Manager/Relationship Manager to lead end-to-end corporate card sales and client relationships across the region. You will drive new acquisition, onboarding, and portfolio growth for corporate card solutions.

The role requires 4–6 years in corporate banking or cards sales, fluency in Arabic and English, and a track record of achieving targets while collaborating with risk, onboarding, and product teams.

Qualifications

• 4–6 years of experience in corporate banking, corporate payments, or card sales within banking, financial services, fintech, or payments.
• Proven track record selling corporate credit cards to corporates, entrepreneurs, and small business owners through acquisition and portfolio growth.
• Strong understanding of corporate customer needs (cashflow, working capital, expense management), credit fundamentals, and card-based value propositions.
• Bachelor's degree in Business, Finance, Economics, or a related field.

Responsibilities

• Promote and sell corporate credit card solutions and associated value-added services to eligible corporate customers and entrepreneurs.
• Clearly articulate corporate card value proposition, pricing, limits, repayment options, benefits, and eligibility requirements aligned to corporate needs.
• Support customers through application, documentation, approvals coordination, onboarding, and activation of cardholders.
• Work closely with internal teams (credit, risk, operations, product, onboarding) to ensure smooth deal execution and turnaround times.
• Ensure compliance with internal policies, regulatory requirements, and KYC/AML standards for corporate onboarding.
• Maintain accurate and timely updates in CRM and sales tracking system.
• Stay informed on corporate market trends, competitor offerings, and small-business customer needs to refine targeting and sales approach.
• Identify portfolio growth levers (spend campaigns, onboarding journeys, activation calls, cross-sell into additional cardholders).
• Provide structured feedback to product and management teams to support continuous improvement.

Skills

Corporate banking

Corporate payments

Card sales

Credit fundamentals

Cash flow

Education

Bachelor's degree

Tools

CRM system

Job description

Job Title: Commercial Cards Sales Manager/ Relationship Manager

Term: 12 months

Location: KSA/Jeddah with ability to Travel for Business meetings

Division: Payments

Reports to: Head of Sales- Cards

Relevant experience:

• 4-6 years of experience inCorporate banking,Corporate payments, or
  retail/Corporate cardssales within banking,financial services, fintech,
  or payments
• Proven track record sellingCorporate credit cards(business credit cards) toCorporates,entrepreneurs, and small?business owners through
  acquisition and portfoliogrowth
• Strong understanding ofCorporate customer needs(cashflow, working capital,expense management),credit fundamentals, andcard-based valuepropositions
• Bachelor's degree inBusiness, Finance,Economics, or a relatedfield

Mandatory requirements:

• Drive new Corporate credit cardacquisition through proactive
  prospecting, referrals, pipelinemanagement, and targeted market /
  segment outreach
• Identify Corporate customer needsand position appropriate Corporate
  credit card propositions (rewards,cash-back, expense controls, limits,
  instalment features, digitalonboarding)
• Meet and exceed sales targets andKPIs related to portfolio growth,
  activation, spend utilization, andrevolving/instalment balances (where
  applicable)
• Build and maintain a healthyCorporate cards pipeline, tracking
  leads from origination throughapproval, onboarding, and activation
• Own end-to-end sales and relationshipmanagement for Corporate credit
  card customers, including acquisition,onboarding support, activation and
  post-sales usage growth

Purpose of Job:

This role combines sales and relationship management responsibilities across the full Corporate credit card lifecycle:customer acquisition, onboarding support, activation, and ongoing portfolio growth. The role acts as an CorporateCards specialist that complements Corporate Banking / Business Banking teams, while maintaining clear ownershipboundaries with Relationship Managers for the overall Corporate relationship.
The Corporate Cards Sales Manager is responsible for acquiring, managing, and growing a portfolio of Corporatecustomers for Corporate credit card solutions. The role focuses on driving revenue through new customer acquisition,
deepening existing Corporate relationships, and increasing active card usage and spend across relevant Corporatecategories, supported by digital tools, reporting, and value-added services.

Task:

Product & Solution Selling

• Promote and sell Corporate credit card solutions and associated value-added services to eligible Corporatecustomers and entrepreneurs
• Clearly articulate Corporate card value proposition, pricing, limits, repayment options, benefits, and eligibilityrequirements aligned to Corporate needs
• Support customers through application, documentation, approvals coordination, onboarding, and activationof cardholders

Internal Coordination & Governance

• Work closely with internal teams (credit, risk, operations, product, onboarding) to ensure smooth dealexecution and turnaround times
• Ensure compliance with internal policies, regulatory requirements, and KYC/AML standards for Corporateonboarding
• Maintain accurate and timely updates in CRM and sales tracking system

Market & Portfolio Development

• Stay informed on Corporate market trends, competitor Corporate card offerings, and small-businesscustomer needs to refine targeting and sales approach
• Identify portfolio growth levers (spend campaigns, onboarding journeys, activation calls, cross-sell intoadditional cardholders / supplementary cards)
• Provide structured feedback to product and management teams to support continuous improvement

Key Performance Indicators (KPIs)

• New Corporate credit card customers acquire
• Approved-to-booked conversion rate and onboarding turnaround time
• Activation rate (cards activated / cards issued) and active spend volume
• Portfolio health: retention, reactivation, delinquency quality (as applicable), and growth in active accounts

Skills & Competencies

• Arabic & English Speaker
• Strong sales, negotiation, and closing skills with Corporates
• Excellent relationship-building and stakeholder management capabilities
• Commercial mindset with the ability to identify and convert Corporate opportunities
• Strong communication skills with the ability to present Corporate card value and simple business cases tobusiness owners
• Self-motivated, results-driven, and comfortable working in a target-oriented environment

Preferred Background

• Experience in a local or regional bank, fintech, card issuer/acquirer, or payments organization
• Prior exposure to Corporate cards, retail/Corporate lending concepts, underwriting basics, and Corporateonboarding/KYC processes