Senior Credit Risk Analyst — AI-Driven Underwriting

Deel; Portugal; Hybrid; EUR 94,000 - 129,000; Full time

Benefits offered by this job

Stock grant opportunities

Additional perks and benefits

Flexible office membership (IWG)

Job summary

Deel is hiring a Senior Credit Risk Analyst to own the full credit risk lifecycle across 150+ countries, from underwriting to portfolio monitoring and collections. You will build models, dashboards, and AI-enabled workflows to scale risk management while enabling growth for customers and partners worldwide.

You will partner with Sales, Customer Success, and Finance to deliver responsible growth, drive data-driven decisions, and communicate complex financial concepts clearly to non-financial

Qualifications

• 2-3 years in credit risk, underwriting, analytics in fintech or lending.
• Proficiency with SQL, Python, Excel, Tableau or similar; large datasets.
• Analytical mindset; able to move quickly between strategy and execution.
• Self-driven, thrives in ambiguity and takes ownership.
• Excellent written and verbal communication; explains financial concepts clearly.
• Strong organization in a fast-moving environment.
• Experience building AI workflows or AI-enabled risk tooling.
• Experience in startup or high-growth settings a plus.

Responsibilities

• Lead credit assessments and underwriting decisions on new customers and portfolio risk.
• Build and maintain monitoring models and dashboards that surface portfolio trends and early warnings.
• Partner with Sales, Customer Success, and Finance to balance growth with prudent risk management.
• Develop automation and tooling—including data pipelines, scoring models, and AI-powered workflows.
• Analyze large datasets to identify patterns, risks, and opportunities; communicate findings clearly to stakeholders.

Skills

Credit underwriting

SQL

Python

Excel

Data analysis

Communication

AI workflows

Process automation

Startup experience

Tools

Tableau

Job description

Deel is hiring a Senior Credit Risk Analyst to own the full credit risk lifecycle across 150+ countries, from underwriting to portfolio monitoring and collections. You will build models, dashboards, and AI-enabled workflows to scale risk management while enabling growth for customers and partners worldwide.

You will partner with Sales, Customer Success, and Finance to deliver responsible growth, drive data-driven decisions, and communicate complex financial concepts clearly to non-financial