Private Credit Loan Officer

act digital; Porto; Vor Ort; EUR 32.000 - 42.000; Vollzeit

Zusammenfassung

act digital is seeking a Junior Private Credit Operations Analyst to join its Portugal Private Credit Center of Expertise, supporting an international business focused on Private Credit, Infrastructure Debt, Real Estate Debt, and alternative investments.

You will contribute to the operational management of private credit portfolios, supporting activities such as Loan Administration, Collateral Administration, Middle Office, Depositary Services, and Loan Trade Closing.

Qualifikationen

• 0–2 years of professional experience in banking, financial operations, investment operations, asset management operations, or related financial environment.
• Recent graduates with a relevant academic background are encouraged to apply.
• Strong interest in Private Credit and Alternative Investments.
• Good analytical and numerical capabilities.
• Strong attention to detail.
• Ability to organize and prioritize tasks efficiently.
• Results‑driven and client‑focused mindset.
• Ability to work effectively within a team.

Aufgaben

• Support the day-to-day administration of Private Credit operations.
• Process and validate financial and operational information.
• Ensure activities are completed according to established procedures and SLAs.
• Perform operational controls and contribute to risk mitigation.
• Manage queries from clients and internal stakeholders.
• Produce reports and information supporting oversight and decision‑making.

Kenntnisse

Analytical thinking

Critical thinking

Attention to detail

Organizational skills

Teamwork

Client focus

Results oriented

Ausbildung

Bachelor's degree in Economics/Finance/Accounting/Management/Business Administration

Tools

Microsoft Excel

Microsoft PowerPoint

Microsoft Word

Jobbeschreibung

We are looking for a Junior Private Credit Operations Analyst to join the Portugal Private Credit Center of Expertise, supporting an international business focused on Private Credit, Infrastructure Debt, Real Estate Debt, and alternative investments.

You will contribute to the operational management of private credit portfolios, supporting activities such as Loan Administration, Collateral Administration, Middle Office, Depositary Services, and Loan Trade Closing.

This is an excellent opportunity for a recent graduate or early-career professional looking to build expertise in Banking, Private Markets, and Financial Operations while working in a highly international environment.

As a Junior Private Credit Operations Analyst, you will:

• Support the day-to-day administration of Private Credit operations.
• Process and validate financial and operational information.
• Ensure activities are completed according to established procedures and SLAs.
• Perform operational controls and contribute to risk mitigation.
• Manage queries from clients and internal stakeholders.
• Produce reports and information supporting oversight and decision‑making.
• Contribute to continuous improvement initiatives.
• Build progressively deeper knowledge of Private Credit and alternative investments.

Private Credit & Loan Operations

• Process Private Credit activities according to established operational procedures.
• Support services related to:
• Loan Administration
• Middle Office
• Depositary Services
• Work with financial products including:
• Corporate Loans
• Private Credit
• Infrastructure Debt
• Ensure transactions and operational activities are completed accurately and within the agreed SLAs.

Data Processing & Controls

• Analyze and integrate financial and operational data into internal systems.
• Compare information from different sources to ensure accuracy and consistency.
• Identify discrepancies and investigate potential issues.
• Perform operational controls according to established procedures and risk maps.
• Execute checklists and four‑eyes controls.
• Maintain appropriate evidence and traceability of completed activities.

Client & Query Management

• Manage queries from clients and internal stakeholders.
• Assess priorities and route requests to the appropriate departments when necessary.
• Follow up on outstanding requests until resolution.
• Escalate unresolved queries, operational issues, and potential incidents.
• Ensure client instructions are processed within expected timelines.
• Maintain a strong client‑oriented approach while respecting internal controls and procedures.

Reporting & Oversight

• Extract and analyze operational information.
• Prepare reports supporting decision‑making and oversight activities.
• Ensure information is accurate, complete, and delivered within required deadlines.
• Use Microsoft Excel to support analysis and operational controls.
• Prepare clear documentation and presentations using PowerPoint and Word.
• Maintain a strong awareness of operational risk.
• Ensure activities comply with established controls and procedures.
• Escalate unusual situations or potential incidents appropriately.
• Contribute to high‑quality service delivery.
• Help identify potential process weaknesses and improvement opportunities.
• Identify inefficiencies and opportunities to improve existing processes.
• Contribute ideas for operational optimization.
• Participate in continuous improvement initiatives.
• Support the implementation of improvements within the team.
• Share feedback that can improve service quality and operational efficiency.

Knowledge Sharing & Team Support

• Participate in training and upskilling activities.
• Build knowledge of Private Credit products and operational processes.
• Support the onboarding and training of new colleagues as experience develops.
• Share knowledge and good practices within the team.
• Contribute to a collaborative and positive working environment.

What We're Looking For

Profile

• 0–2 years of professional experience in:
• Banking
• Financial Operations
• Investment Operations
• Asset Management Operations
• Or a related financial environment
• Recent graduates with a relevant academic background are also encouraged to apply.
• Strong interest in Private Credit and Alternative Investments.
• Good analytical and numerical capabilities.
• Strong attention to detail.
• Ability to organize and prioritize tasks efficiently.
• Results-driven and client-focused mindset.
• Ability to work effectively within a team.

Financial Operations

• Private Credit Operations
• Loan Administration
• Middle Office
• Depositary Services
• Corporate Loans
• Private Credit
• Infrastructure Debt
• Alternative Investments

Controls & Risk

• Operational Controls
• Four-Eyes Checks
• SLA Monitoring
• Data Validation

Tools

• Microsoft Excel
• Microsoft PowerPoint
• Microsoft Word

Bachelor's degree in areas such as:

• Economics
• Finance
• Accounting
• Management
• Business Administration
• Or another relevant financial field

Analytical & Critical Thinking

• Ability to analyze information from different sources.
• Strong attention to accuracy and consistency.
• Critical mindset when identifying discrepancies or potential risks.

Organization & Rigor

• Strong organizational skills.
• Ability to balance priorities and deadlines.
• Methodical and detail‑oriented approach to operational tasks.

Client Focus

• Strong commitment to service quality.
• Ability to understand and appropriately prioritize client requests.
• Professional and responsive communication.

Teamwork

• Collaborative and supportive mindset.
• Comfortable working with different teams and stakeholders.
• Willingness to learn, share knowledge, and support colleagues.

Results Orientation

• Ownership of assigned responsibilities.
• Focus on delivering activities accurately and within deadlines.
• Proactive approach to addressing issues and improving processes.
• Start your career in the growing Private Credit and Private Markets ecosystem.
• Gain hands‑on exposure to Corporate Loans, Infrastructure Debt, and Real Estate Debt.
• Develop expertise across Loan Administration, Collateral, and Middle Office activities.
• Work in an international financial environment supporting institutional clients.
• Build strong foundations in operational risk, financial controls, and client servicing.
• Develop a career path within Private Credit, Alternative Investments, Fund Operations, Middle Office, or Asset Servicing.