Business Analyst for Credit Risk Stress Testing

Axians Portugal; Lisboa; On-site; EUR 42,000 - 64,000; Full time

Benefits offered by this job

Health insurance

Professional development

Performance bonuses

Job summary

Axians Portugal is seeking a Business Analyst with experience in Credit Risk Stress Testing to support analysis, specification, testing and evolution of risk calculation solutions in an Agile environment. You will work with business stakeholders and development teams to ensure regulatory and business-driven requirements are met.

You will translate requirements into functional specs, participate in the production process of stress test results, and contribute to the definition and testing of new

Qualifications

• Bachelor's degree or equivalent in a related field.
• Proven BA experience in Credit Risk, IFRS9, Basel or Stress Testing.
• Mandatory proficiency in SQL.
• Mandatory proficiency in Python.
• Professional English (C1).

Responsibilities

• Analyze and translate business requirements into functional specifications and test scenarios.
• Collaborate closely with business stakeholders, developers, and other contributors throughout the project lifecycle.
• Support production of official stress test results and provide functional end-user support.
• Contribute to specification, testing and deployment of new system evolutions and enhancements.
• Identify opportunities to improve reliability, scalability and maintainability of risk calculation engines.

Skills

Credit Risk

IFRS9

Basel Regulations

Stress Testing

SQL

Python

Analytical Skills

Communication

Education

Bachelor's degree in Mathematics/IT/CS or related field

Tools

SQL

Python

Job description

Join Axians, where innovation thrives on trust and autonomy, and where every challenge is an opportunity to create technology with impact.

BUSINESS ANALYST FOR CREDIT RISK STRESS TESTING

What We Are Looking For

We are looking for a Business Analyst with experience in Credit Risk Stress Testing to support the analysis, specification, testing, and continuous evolution of risk calculation solutions. The role involves close collaboration with business stakeholders and development teams to ensure the successful delivery of regulatory and business-driven requirements in an Agile environment. You will contribute to the implementation and support of stress testing solutions, helping ensure compliance with regulatory requirements while improving the scalability, maintainability, and efficiency of risk-related systems and processes.

What You Will Do On a Daily Basis

• Analyze and understand business requirements, translating them into functional specifications and test scenarios.
• Collaborate closely with business stakeholders, developers, and other contributors throughout the project lifecycle.
• Participate in the production process of official stress test results and provide functional support to end users.
• Contribute to the definition, specification, and testing of new system evolutions and enhancements.
• Identify opportunities for continuous improvement to ensure the reliability, scalability, and maintainability of risk calculation engines and associated processes.

Your Key Skills

• Strong knowledge of Credit Risk, IFRS9, Basel regulations, or Stress Testing frameworks.
• Advanced SQL skills for data analysis and validation.
• Proficiency in Python for data processing, testing, and automation activities.
• Strong analytical, problem-solving, and organizational capabilities.
• Excellent communication skills with the ability to simplify complex information for different stakeholders.

Your Main Qualifications

• Bachelor's degree in Mathematics, Information Technology, Computer Science, or a related field.
• Proven professional experience as a Business Analyst or Functional Expert in Credit Risk, IFRS9, Basel regulations, or Stress Testing environments.
• Mandatory proficiency in SQL.
• Mandatory proficiency in Python.
• Professional proficiency in English (C1 level).

What We Offer

Stable professional career

Working with Axians projects becomes an asset to those of us who want to offer stability through a secure career.

Prospects for career advancement

You can access training and new certifications that will further elevate your skills. The 360° evaluation from managers and peers will also allow you to evolve.

Work Life Balance

By collaborating with Axians, you will be able to reconcile work and family requirements without neglecting either area.

Attractive, Evolving Compensation

When working with Axians, you will have access to performance bonuses in addition to an attractive salary pack (base salary + benefits). You are also entitled to health insurance and an employee assistance program for you and your family (Psychological, Legal, Psychosocial, and Financial support).

Axians is the VINCI Energies brand dedicated to Information Technology and Digital Transformation. With an international presence and a people-to-people approach, we combine technology, innovation, and proximity to create real impact for organizations and society.

Join Axians

At Axians, we believe that talent does not fit a single profile. We value diversity and promote an inclusive environment where everyone has the opportunity to grow and contribute. If you have a disability or impairment, we are committed to ensuring equal opportunities throughout the recruitment and onboarding process. Whenever needed, we provide reasonable accommodations so that you can participate on an equal basis. If you require any accommodation, please let us know by contacting us at [e-mail].