Business Analyst for Credit Risk Stress Testing

QUANTEAM (RAINBOW PARTNERS Group); Lisboa; On-site; EUR 24,000 - 39,000; Full time

Benefits offered by this job

Health insurance

Extra holiday: Christmas Eve or New Yе

Quanteam Academy access

Elevate Program

Ongoing consultant support

Job summary

Quanteam, founding entity of RAINBOW PARTNERS, is a consulting firm specialized in Banking and Financial Services. Based in Lisbon, we are seeking a Technical Business Analyst – Credit Risk Stress Testing to join an international team developing and supporting risk solutions.

You will translate business needs into functional specs, work with stakeholders and developers, and use SQL and Python to validate results, perform tests, and contribute to regulatory reporting.

Qualifications

• Bachelor’s degree in Mathematics, IT, CS or related field.
• Experience as a Business Analyst or Functional Expert in Credit Risk, IFRS9, Basel or Stress Testing.
• Strong SQL and Python skills; ability to contribute immediately to technical analysis.
• Knowledge of PySpark is highly valued.
• Familiarity with Dataiku and Agile methodologies is a plus.
• Previous banking experience is an advantage.
• Excellent analytical skills and data validation discipline.
• Ability to explain complex information to both business and technical stakeholders.
• Strong teamwork, planning and organizational skills; proactive attitude.
• English at C1; French is a plus.
• Availability for a position based in Lisbon.

Responsibilities

• Analyze business needs and translate them into clear functional specifications for credit risk stress testing solutions.
• Collaborate with stakeholders and developers to deliver system enhancements within regulatory requirements and deadlines.
• Use SQL and Python to analyze data, investigate discrepancies and validate calculation results.
• Define and execute functional tests for calculation engines and user interfaces.
• Participate in the production of official stress test results and provide functional support to end users.
• Support solutions covering credit risk parameters, IFRS9 provisions, capital requirements and risk-weighted assets.
• Identify opportunities to improve data quality, system reliability, maintainability and scalability.
• Maintain functional documentation and contribute to continuous improvement in an Agile environment.

Skills

SQL

Python

PySpark

Dataiku

Agile methodologies

Analytical skills

Attention to detail

Education

Bachelor’s degree in Mathematics/IT/CS

Tools

Dataiku

Job description

Quanteam, founding entity of RAINBOW PARTNERS, is a consulting firm specialized in Banking and Financial Services. With more than 1200 consultants across 10 countries, we combine business and IT expertise to support leading institutions in transformation projects.

Operations & Finance

We are looking for a Technical Business Analyst – Credit Risk Stress Testing

Join an international team developing and supporting credit risk stress testing solutions. You will combine business analysis with strong technical skills to support calculation engines, data quality and regulatory reporting.

• Analyze business needs and translate them into clear functional specifications for credit risk stress testing solutions.
• Collaborate closely with business stakeholders and developers to deliver system enhancements within regulatory requirements and project deadlines.
• Use SQL and Python to analyze data, investigate discrepancies and validate calculation results.
• Define and execute functional tests for calculation engines and user interfaces.
• Participate in the production of official stress test results and provide functional support to end users.
• Support solutions covering credit risk parameters, IFRS9 provisions, capital requirements and risk-weighted assets.
• Identify opportunities to improve data quality, system reliability, maintainability and scalability.
• Maintain functional documentation and contribute to continuous improvement in an Agile environment.
• Bachelor’s degree in Mathematics, Information Technology, Computer Science or another relevant field.
• Relevant experience as a Business Analyst or Functional Expert in Credit Risk, IFRS9, Basel regulations or Stress Testing.
• Strong proficiency in SQL and Python, with the ability to contribute immediately to technical analysis and problem-solving.
• Knowledge of PySpark is highly valued.
• Familiarity with Dataiku and Agile methodologies is a plus.
• Previous banking experience is an advantage.
• Strong interest in further developing expertise in credit risk and stress testing.
• Excellent analytical skills, attention to detail and a rigorous approach to data validation.
• Ability to explain complex information clearly to both business and technical stakeholders.
• Strong teamwork, planning and organizational skills, with a proactive and results-oriented attitude.
• Proficiency in English at C1 level is mandatory; French is a plus.
• Availability for a position based in Lisbon.
• This role offers a gross annual salary between €24,000 and €38,500, defined according to the candidate’s experience and competencies.
• Permanent contract (CTI).
• Health insurance.
• Extra holiday: Christmas Eve or New Year’s Eve.
• Access to Quanteam Academy for continuous learning and certifications.
• Elevate Program to support professional development and career growth.
• Ongoing follow-up and technical support provided by a Consultant Expert.