Auto Finance Manager- Lisbon

Bravo Yacht Design Group; Lisboa; Presencial; EUR 90 000 - 130 000; Tempo integral

Resumo da oferta

BYD Iberia is seeking an Auto Finance Manager to support BYD’s finance and leasing activities in a European market. The role develops local finance programs, collaborates with banks, and ensures regulatory compliance while driving business growth.

The candidate will manage retail and dealer financing, monitor portfolio performance, and report insights to senior management in a fast-paced, international environment. Proficiency in English is required; other European languages are a plus.

Qualificações

• Bachelor’s degree or above in Finance, Business, Accounting, or related field.
• Minimum 5 years’ experience in auto finance, preferably within captive finance, leasing companies or banks.
• Strong analytical and numerical skills, with experience in financial analysis and portfolio monitoring.
• Excellent interpersonal and communication skills, with the ability to build strong relationships with external partners and internal stakeholders.
• Proficiency in English is required; additional European languages are an advantage.

Responsabilidades

• Collaborate with local finance, sales, and legal teams to roll out finance programs.
• Design and manage retail and business finance products (leasing, loans, balloon).
• Partner with banks and leasing companies to optimise offers and pricing.
• Track portfolio performance (penetration, margin, risk) and report insights to management.
• Establish relationships with banks to secure funding lines and support dealer network.
• Ensure regulatory and policy compliance across financing activities.
• Coordinate cross-border financing with group teams and prepare strategic reports.

Conhecimentos

Analytical thinking

Numerical skills

Stakeholder management

Communication

English proficiency

Formação académica

Bachelor’s degree in Finance/Business/Accounting

Descrição da oferta de emprego

BYD Group is a leading high-tech multinational, based in Shenzhen, China.

Operating across four core industries ;

IT, automotive, new energy, and rail transit ;

As of today, BYD employs nearly one million people worldwide.

At BYD Iberia, we are redefining the future of mobility. As part of the world’s leading New Energy Vehicle company, we are committed to building a sustainable, zero-emission future where technology and nature coexist in harmony.

Your Mission

We are seeking a motivated and detail-oriented Auto Finance Manager to support BYD’s finance and leasing activities in a specific European market. This role focuses on developing, coordinating, and implementing local retail, captive leasing and any other finance solutions in close cooperation with local internal teams and external partners (banks, leasing companies, and dealers, etc. ). The position requires strong financial acumen, experience in auto finance/leasing, and excellent stakeholder management skills to support BYD’s business growth in the local market.

What You’ll Be Doing

Auto Finance / Captive Lease

• Work with local finance, sales, aftersales and legal teams to develop and roll out finance programs.
• Design and manage retail and business finance products (leasing, loans, balloon, etc.) to support BYD’s sales targets.
• Partner with banks and leasing companies to optimise offers, pricing and customer experience.
• Track portfolio performance (penetration, margin, risk) and report insights to management.

Wholesale & Dealer Financing

• Establish and manage relationships with local banks, lenders, and other financial partners to secure competitive funding lines.
• Negotiate wholesale credit facilities to support BYD’s dealer network development and expansion in the country.
• Optimise floorplan (inventory) financing structures to align dealer stock levels with local market demand.
• Conduct financial health assessments for franchise/dealer partners and provide risk-based recommendations.
• Monitor and assess local market trends, competitor activities, and regulatory developments in auto finance and leasing to support strategic decision-making.
• Ensure regulatory and internal policy compliance across all local financing and leasing activities.
• Coordinate with BYD Group finance and legal teams on cross-border and group-level financing agreements that impact the local market.
• Prepare and present strategic reports, business cases, and improvement suggestions to senior management.

Stakeholder Management & Training

• Act as a liaison between BYD Europe HQ and the local country teams, ensuring consistent implementation of leasing and finance policies, products, and frameworks.
• Deliver training to local sales and dealer staff on finance/leasing product features, processes, and digital sales tools.
• Travel within the country (and occasionally to other BYD locations) to meet with leasing partners, banks, dealers, and internal stakeholders.
• Undertake additional responsibilities and tasks as assigned by the Finance Controller or senior management.

What You Bring

• Bachelor’s degree or above in Finance, Business, Accounting, or related fields.
• Minimum 5 years’ experience in auto finance, preferably within captive finance, leasing companies or banks.
• Strong analytical, numerical, and problem-solving skills, with experience in financial analysis and portfolio monitoring.
• Excellent interpersonal and communication skills, with the ability to build strong relationships with external partners and internal stakeholders.
• Proficiency in English is required;
• additional European languages are an advantage.
• Strong understanding of regulatory and compliance requirements in auto finance/leasing in the local market.
• Ability to work independently in a fast-paced, international environment, and to manage multiple projects.

Why Join Us

• Opportunity to shape and contribute to the growth of BYD’s auto finance/leasing business in your local market.
• Dynamic, international working environment with diverse and collaborative teams.
• Competitive compensation.
• Career development opportunities within a rapidly expanding global company.
• Our Purpose is to build a zero-emission future that reconnects humanity with nature and a World of clean air. We are looking for talent that connects with this mission and want to create positive impact by joining a diverse and dynamic team.