Business Analyst - Financial Inclusion and AA

Systems Limited; Karachi Division; On-site; PKR 1,800,000 - 3,000,000; Full time

Job summary

Systems Limited is seeking an experienced Business Analyst with strong Temenos Transact (T24) expertise and hands-on experience in Financial Inclusion and Arrangement Architecture (AA). You will gather and translate requirements, work extensively on AA, and coordinate with Temenos and technical teams to deliver compliant solutions.

The role requires in-depth knowledge of AA Deposits and AA Lending, with strong UAT and documentation skills to support end-to-end delivery in a banking environment.

Qualifications

• Experience as Business Analyst / Functional Consultant in banking.
• Hands-on Temenos T24/Transact experience.
• Strong understanding of Arrangement Architecture (AA).
• Experience with AA Deposits and/or AA Lending.
• Knowledge of Financial Inclusion / Microfinance.

Responsibilities

• Gather and analyse business requirements from banking stakeholders.
• Translate business requirements into Temenos Transact/T24 functional solutions.
• Work extensively on Arrangement Architecture (AA).
• Analyse and support AA Deposits and AA Lending products.
• Prepare BRD, FRD, functional specifications and process documentation.
• Define product parameters including interest, charges, fees, limits and repayment schedules.
• Coordinate with Temenos, technical and admin teams.
• Support UAT and day to day defect analysis and resolution.
• Bridge between business users and technical teams.
• Ensure solutions align with banking regulations, KYC/AML and financial inclusion requirements.

Skills

Business Analyst

Temenos T24

AA Architecture

Banking domain

UAT management

Requirements gathering

Job description

We are looking for an experienced Business Analyst with strong Temenos Transact (T24) expertise and hands-on experience in Financial Inclusion and Arrangement Architecture (AA).

Responsibilities

• Gather and analyse business requirements from banking stakeholders.
• Translate business requirements into Temenos Transact/T24 functional solutions.
• Work extensively on Arrangement Architecture (AA).
• Analyse and support AA Deposits and AA Lending products.
• Prepare BRD, FRD, functional specifications and process documentation.
• Define product parameters including interest, charges, fees, limits and repayment schedules.
• Coordinate with Temenos, technical and admin teams.
• Support UAT and day to day defect analysis and resolution.
• Act as a bridge between business users and technical teams.
• Ensure solutions align with banking regulations, KYC/AML and financial inclusion requirements.

Requirements

• Strong experience as a Business Analyst / Functional Consultant in banking.
• Hands-on experience with Temenos T24/Transact.
• Strong understanding of Arrangement Architecture (AA).
• Experience with AA Deposits and/or AA Lending.
• Knowledge of Financial Inclusion / Microfinance.
• Good understanding of core banking processes and banking products.
• Experience in requirements gathering, gap analysis and functional documentation.
• Strong UAT and stakeholder management experience.
• Excellent analytical, communication and documentation skills.