Underwriting Trainee - Build Your Credit Risk Foundation

JPMorganChase; Taguig; Hybrid; PHP 240,000 - 300,000; Full time

Job summary

JPMorganChase is seeking an Underwriting Trainee for its home lending underwriting team. The six-month structured training curriculum covers agency and home equity underwriting, risk analysis, documentation standards, and regulatory requirements.

Progression to a Credit Underwriter depends on successful completion of all program requirements, including tests, attendance, and performance, with a focus on learning, accuracy, and compliance.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field.

Responsibilities

• Participate in all required training sessions and learning activities throughout the six-month program.
• Complete modules covering products, credit analysis, income calculation, asset review, reports and collateral documentation.
• Perform knowledge checks, exercises, simulations, and underwriting test cases within timelines.
• Review borrower and property documentation under supervision.
• Identify documentation gaps and risk indicators with guidance.
• Apply underwriting guidelines and escalation procedures under supervision.
• Use underwriting systems and tools including automated decisioning systems and calculators.
• Participate in coaching and calibration activities to support improvement.
• Maintain attendance, professionalism, and quality standards.
• Protect customer information and comply with conduct, privacy, and lending requirements.
• Complete lending authority assessment for progression to Credit Underwriter.

Skills

Analytical aptitude

Attention to detail

Communication skills

Microsoft Office

Learning ability

Time management

Independent and collaborative work

Night shifts willingness

Education

Bachelor’s degree in Finance / Accounting / Economics / Business Administration

Tools

Underwriting systems

Spreadsheet calculators

Job description

JPMorganChase is seeking an Underwriting Trainee for its home lending underwriting team. The six-month structured training curriculum covers agency and home equity underwriting, risk analysis, documentation standards, and regulatory requirements.

Progression to a Credit Underwriter depends on successful completion of all program requirements, including tests, attendance, and performance, with a focus on learning, accuracy, and compliance.