Mortgage Underwriting Trainee

Fairygodboss

Taguig

Hybrid

PHP 357,000 - 502,000

Full time

9 days ago

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Job summary

JPMorganChase in the Philippines is seeking an Underwriting Trainee to join the home lending underwriting team. You will complete a six-month training curriculum focused on agency (conforming) or home equity underwriting, building knowledge in credit risk, income and asset analysis, and documentation standards.

Successful completion leads toward progression to Credit Underwriter; progression is not guaranteed.

Qualifications

Bachelor's degree in Finance, Accounting, Economics, Business Administration, or related field required.
Must complete full six-month training program including modules and tests.
Ability to learn and apply underwriting guidelines and regulatory requirements.

Responsibilities

Participate in all required training sessions and learning activities during the six-month program.
Complete modules covering products, credit analysis, income calculation, asset review, and collateral documentation.
Review borrower and property documentation under supervision for accuracy and completeness.
Identify documentation gaps, inconsistencies, and required underwriting conditions.
Apply underwriting guidelines and escalation procedures under supervision.
Use underwriting systems and tools, including automated decisioning systems where applicable.