Home Lending Underwriting Trainee: Path to Underwriter

JPMorgan Chase & Co.; Philippines; Hybrid; PHP 300,000 - 540,000; Full time

Benefits offered by this job

Hybrid work arrangement

Structured training program

Job summary

JPMorgan Chase & Co. Philippines is offering a structured six-month Underwriting Trainee program in the home lending underwriting team. You will develop foundational knowledge in credit risk, income and asset analysis, and documentation quality under guidance.

Progression to a Credit Underwriter role depends on meeting program requirements, performance, and conduct expectations. The program blends instructor-led training with practical reviews and supervised file work.

Qualifications

• Bachelor’s degree or related field required for external applicants.
• Willingness to complete the full six-month training program with attendance and tests.
• Analytical ability to interpret financial and credit information.
• Strong attention to detail for documentation quality and accuracy.
• Ability to learn underwriting policies and regulatory requirements.
• Strong written and verbal communication skills.
• Proficiency with Microsoft Office and willingness to learn underwriting tools.
• Ability to manage time, meet deadlines, and work independently or with a team.
• Willingness to work night shifts aligned with U.S. business hours and hybrid/onsite arrangements.

Responsibilities

• Participate in all required training sessions and learning activities.
• Complete modules covering credit analysis, income calculation, asset review, and collateral documentation.
• Perform knowledge checks, simulations, and underwriting test cases within timelines.
• Review borrower and property documentation under supervision.
• Identify gaps, risks, and conditions with guidance.
• Apply underwriting guidelines and escalation procedures under supervision.
• Use underwriting systems and spreadsheet calculators.
• Engage in coaching, calibration, and readiness reviews for continuous improvement.
• Maintain attendance, professionalism, and quality standards.
• Protect customer information and comply with applicable regulations.
• Complete lending authority assessment for progression to Credit Underwriter.

Skills

Analytical aptitude

Attention to detail

Communication skills

Microsoft Office

Teamwork

Education

Bachelor’s degree in Finance or related field

Tools

Underwriting systems

Spreadsheet calculators

Job description

JPMorgan Chase & Co. Philippines is offering a structured six-month Underwriting Trainee program in the home lending underwriting team. You will develop foundational knowledge in credit risk, income and asset analysis, and documentation quality under guidance.

Progression to a Credit Underwriter role depends on meeting program requirements, performance, and conduct expectations. The program blends instructor-led training with practical reviews and supervised file work.