Mortgage Underwriting Trainee: Build Your Credit Career

JPMorgan Chase & Co.; Taguig; Hybrid; PHP 300,000 - 420,000; Full time

Job summary

JPMorgan Chase & Co. Philippines is seeking an Underwriting Trainee to join the home lending underwriting team.

You will complete a structured six‑month training curriculum focused on agency (conforming) or home equity underwriting, building foundations in credit risk, income and asset analysis, and documentation standards. Progression to a Credit Underwriter role depends on successful completion of all program requirements, including attendance, learning and test cases, and adherence to lending

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field (for external applicants).
• Demonstrated analytical aptitude and ability to interpret financial and credit-related information.
• Strong attention to detail with a focus on documentation quality and accuracy.
• Ability to learn and apply complex policies, guidelines, and regulatory requirements in a structured environment.
• Strong written and verbal communication skills.

Responsibilities

• Participate in all required training sessions and learning activities throughout the six‑month program.
• Complete modules covering products, credit analysis, income calculation, asset review, and collateral documentation.
• Perform knowledge checks, practical exercises, simulations, and underwriting test cases within established timelines.
• Review borrower and property documentation under supervision, including income, employment, assets, liabilities, credit, appraisal, and title.
• Identify documentation gaps, inconsistencies, risk indicators, and required underwriting conditions with guidance.
• Apply underwriting guidelines and escalation procedures accurately under supervision.
• Use underwriting systems and tools, including automated decisioning systems and spreadsheet calculators.
• Protect customer information and follow applicable conduct, privacy, and fair lending requirements.
• Complete the lending authority assessment required to be considered for progression to the Credit Underwriter role.

Job description

JPMorgan Chase & Co. Philippines is seeking an Underwriting Trainee to join the home lending underwriting team.

You will complete a structured six‑month training curriculum focused on agency (conforming) or home equity underwriting, building foundations in credit risk, income and asset analysis, and documentation standards. Progression to a Credit Underwriter role depends on successful completion of all program requirements, including attendance, learning and test cases, and adherence to lending