Strategic Credit & Collections Specialist

PTC Commercial Corporation

Manila

On-site

PHP 300,000 - 600,000

Full time

6 days ago

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Job summary

PTC Commercial Corporation, a forward-thinking financial services organisation in Manila, is seeking a Credit & Collection Specialist. This full-time role based in Tondo focuses on managing credit operations and collection activities to support portfolio performance and company objectives.

The ideal candidate has 2-4 years in credit management or collections and is proficient with credit software and basic financial analysis.

Qualifications

2-4 years of experience in credit management or collections.
Strong understanding of credit assessment principles and lending guidelines.
Proficiency with credit management software and financial analysis tools.
Excellent communication and negotiation skills.
Ability to manage multiple accounts and prioritise workload.
Knowledge of credit regulations and compliance requirements.
Proficiency in Microsoft Office and database management.

Responsibilities

Evaluate credit applications and assess creditworthiness of prospective clients.
Process credit approvals, denials, and modifications per policies.
Manage accounts receivable and monitor collections to ensure timely payments.
Contact clients to arrange payments or settlement terms.
Prepare and maintain accurate credit documentation and reports.
Investigate delinquent accounts and pursue collection strategies.
Liaise with clients and internal teams to resolve credit issues.
Monitor credit limits and portfolio performance to identify risks.