Strategic Credit & Collections Manager

PM Consulting; Cebu City; On-site; PHP 900,000 - 1,500,000; Full time

Job summary

PM Consulting in Cebu is seeking a Credit and Collections Manager to lead the company’s credit and collections function, safeguarding cash flow and profitability. You will oversee accounts receivable, implement credit policies, and drive collection efficiency in an asset-backed financing context.

This role requires a Bachelor's in Finance/Accounting or related field, 5–7 years in credit and collections with at least 2 years in people management, and strong leadership to mentor a team of

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• 5–7 years of experience in Credit and Collections, including minimum 2 years of managerial or people management.
• Background in automotive, motorcycle, or similar asset-backed financing industries is highly preferred.
• Strong background in accounts receivable, credit risk, and financing operations.
• Experience in handling delinquent accounts, implementing collection strategies, and managing repossessions.

Responsibilities

• Develop, implement, and continuously improve credit and collection policies, systems, and procedures.
• Oversee accounts receivable and ensure timely collections, minimizing payment delays.
• Drive collection efficiency by enforcing structured follow-ups, penalties (e.g., interest on late payments), and recovery strategies.
• Manage delinquent accounts, including escalation, restructuring, and repossession where necessary.
• Lead, mentor, and manage a team of collection agents and credit advisors, ensuring performance targets are met.

Skills

Credit risk management

Accounts receivable

Credit policy enforcement

Leadership

Education

Bachelor's degree in Finance/Accounting/Business Administration

Job description

PM Consulting in Cebu is seeking a Credit and Collections Manager to lead the company’s credit and collections function, safeguarding cash flow and profitability. You will oversee accounts receivable, implement credit policies, and drive collection efficiency in an asset-backed financing context.

This role requires a Bachelor's in Finance/Accounting or related field, 5–7 years in credit and collections with at least 2 years in people management, and strong leadership to mentor a team of