Strategic Commercial Lending & Relationship Manager

RCBC; Cagayan de Oro; On-site; PHP 600,000 - 900,000; Full time

Job summary

RCBC in the Philippines seeks a Commercial Loans professional to generate new loan business, grow and manage the existing portfolio, ensure asset quality, and cross-sell the bank's products to achieve portfolio growth and profitability while maintaining strong customer relationships.

You will conduct credit evaluations, recommend facilities in line with policy, expand the portfolio through annual reviews, and pursue target markets to increase market share, deposits, and collateral business.

Qualifications

• Bachelor's degree in Economics, Business, Accounting, or Commerce.
• Post-graduate degree (e.g., MBA, MA) preferred.
• Two years banking experience or five years in other industries.
• Proficient in MS Office; strong marketing, presentation, and communication skills.

Responsibilities

• Conducts credit evaluation of accounts, including client calls and ocular inspections.
• Recommends credit facilities in accordance with the Bank's policies and client profitability criteria.
• Improves the quality of the loan portfolio and aims to maximize return on resources.
• Solicits credit-worthy accounts by identifying target markets and marketing bank products; tailors financial packages.
• Develops the portfolio through annual reviews and deepens relationships with prime accounts.

Skills

Credit evaluation

Client relationship management

Communication skills

MS Office proficiency

Marketing & presentation

Education

Bachelor's degree in Economics, Business, Accounting, or Commerce

Post-graduate degree (MBA/MA) preferred

Tools

MS Office

Job description

RCBC in the Philippines seeks a Commercial Loans professional to generate new loan business, grow and manage the existing portfolio, ensure asset quality, and cross-sell the bank's products to achieve portfolio growth and profitability while maintaining strong customer relationships.

You will conduct credit evaluations, recommend facilities in line with policy, expand the portfolio through annual reviews, and pursue target markets to increase market share, deposits, and collateral business.