Commercial Banking Relationship Manager: Credit & Portfolio Growth

UnionBank; Pasig; On-site; PHP 600,000 - 900,000; Full time

Job summary

Union Bank of the Philippines is seeking a Relationship Manager-Commercial Banking to manage loan portfolios, evaluate credit applications, prepare approval documents, monitor account performance, and coordinate with internal teams to ensure sound credit decisions and timely resolution of problematic accounts.

You will build and sustain strong client relationships with commercial borrowers, perform thorough financial analysis and credit packaging, screen referrals from branches, present

Qualifications

• Bachelor's degree in Finance, Business, Economics, Accounting, or a related field.
• Strong interpersonal and communication abilities with clients and stakeholders.
• Basic understanding of client servicing, financial analysis, and credit evaluation.
• Customer-centric mindset with ability to identify business opportunities.
• Strong teamwork and relationship-management skills with attention to detail.

Responsibilities

• Evaluate credit applications and prepare approval documents.
• Monitor account performance and coordinate with internal teams for sound decisions.
• Prepare credit memoranda and CRAM for approvals.
• Screen loan applicants and assess creditworthiness.
• Present recommendations to approving bodies as needed.
• Maintain client relationships and respond to inquiries and requests.
• Conduct financial analysis and assist in remedial management of at-risk accounts.

Skills

Interpersonal skills

Communication skills

Client relationship management

Credit evaluation

Financial analysis

Teamwork

Attention to detail

Education

Bachelor's degree in Finance, Business, Economics, Accounting, or related field

Job description

Union Bank of the Philippines is seeking a Relationship Manager-Commercial Banking to manage loan portfolios, evaluate credit applications, prepare approval documents, monitor account performance, and coordinate with internal teams to ensure sound credit decisions and timely resolution of problematic accounts.

You will build and sustain strong client relationships with commercial borrowers, perform thorough financial analysis and credit packaging, screen referrals from branches, present