Senior Credit Analyst - Remote, Mortgage & Commercial

Hunt St; Philippines; Remote; PHP 877,000 - 1,218,000; Part time

Job summary

Hunt St is seeking a Senior Credit Analyst based in the Philippines to support Australian mortgage and commercial lending engagements. This remote, contractor role partners with lenders and clients to assess applications, prepare credit papers, and deliver viable funding solutions.

You will review serviceability, coordinate with the Mortgage Broker and Loan Processor, and contribute to process improvements while maintaining a client-first, professional approach.

Qualifications

• 5+ years of Credit Analyst experience, including at least 2 years in commercial lending.
• Hands-on experience with SMSF, Asset Finance, Commercial Property, Trade Finance, and/or Business Purchases.
• Experience working for an Australian mortgage broking firm.
• Strong understanding of Australian lending processes and lender credit policies.
• Fluent spoken English and excellent written English.
• Excellent attention to detail and strong analytical skills.
• Proven initiative and ability to solve problems independently.
• Confident in communicating with clients and banks by phone.
• Positive, friendly, and professional attitude.
• Comfortable working with a smaller team and in a WFH environment.
• Demonstrated interest in driving process improvements and achieving better client outcomes.

Responsibilities

• Assess and review residential and commercial loan applications, particularly for self-employed clients and business owners.
• Research lenders and review credit policies to identify suitable funding solutions.
• Prepare credit papers and lending scenarios for commercial and NCCP-compliant lending.
• Complete serviceability calculations and review financials.
• Manage commercial applications including SMSF, Asset Finance, Commercial Property Purchases, Trade Finance, and Business Purchases.
• Prepare information and respond to requests from third parties, such as accountants.
• Communicate confidently with clients and banks by phone to confirm details and requirements.
• Support the Loan Processor to achieve smooth applications and positive client outcomes.
• Identify and implement process improvements to improve efficiency and client satisfaction.
• Take ownership of tasks, apply logical thinking, and develop solutions without requiring close supervision.

Skills

Credit Analyst experience

Commercial lending

SMSF

Asset Finance

Commercial Property

Trade Finance

Business Purchases

Australian mortgage lending

Australian lending processes

English fluency

Attention to detail

Analytical skills

Problem solving

Phone communication

Professionalism

WFH environment

Process improvements

Job description

Hunt St is seeking a Senior Credit Analyst based in the Philippines to support Australian mortgage and commercial lending engagements. This remote, contractor role partners with lenders and clients to assess applications, prepare credit papers, and deliver viable funding solutions.

You will review serviceability, coordinate with the Mortgage Broker and Loan Processor, and contribute to process improvements while maintaining a client-first, professional approach.