Remote Mortgage Credit Officer — Independent Contractor

Hunt St, Pty; Philippines; On-site; PHP 718,763 - 958,351; Full time

Job summary

Hunt St, Pty is seeking a Philippines-based Credit Officer to manage residential and commercial mortgage applications as an independent contractor. This role aligns with Australian business hours (approx. 9 AM–5 PM) while offering remote, contractor-based engagement.

You will assess credit risk, prepare credit assessments, and coordinate with brokers and clients to facilitate lending decisions. The ideal candidate has 2+ years of regulated mortgage underwriting experience in AU markets, strong

Qualifications

• Minimum 2 years regulated mortgage underwriting experience across Australian residential and commercial mortgages.
• Strong understanding of financial analysis and lending principles.
• Attention to detail and compliance in credit documentation.
• Ability to manage multiple loan applications and meet SLAs.
• Excellent communication with brokers, clients, and internal stakeholders.

Responsibilities

• Evaluate residential and commercial mortgage applications for creditworthiness.
• Analyse financial statements and credit reports to determine lending risk.
• Make informed credit decisions based on guidelines and regulatory requirements.
• Prepare comprehensive credit assessments and lending recommendations.
• Manage a high-volume loan pipeline and maintain timely updates with stakeholders.
• Ensure compliance with internal policies and Australian lending standards.

Skills

Mortgage underwriting

Credit risk assessment

Financial analysis

Communication skills

Regulatory compliance

Job description

Hunt St, Pty is seeking a Philippines-based Credit Officer to manage residential and commercial mortgage applications as an independent contractor. This role aligns with Australian business hours (approx. 9 AM–5 PM) while offering remote, contractor-based engagement.

You will assess credit risk, prepare credit assessments, and coordinate with brokers and clients to facilitate lending decisions. The ideal candidate has 2+ years of regulated mortgage underwriting experience in AU markets, strong