Senior Credit Analyst, Australian Mortgage – Remote

Elevated Solutions Group; Makati; Remote; PHP 1,339,000 - 2,009,000; Full time

Benefits offered by this job

Work From Home

Australian business hours

Job summary

Elevated Solutions Group is seeking an experienced Credit Analyst based in the Philippines to support Australian mortgage brokers. The role focuses on credit assessment, serviceability calculations and loan structuring, with hands-on MyCRM usage and offshore training responsibilities.

This is not an entry-level position. You will work within Australian business hours from home, handling complex residential lending scenarios and ensuring high-quality loan applications for submission.

Qualifications

• 3+ years of Australian mortgage broking, credit assessment or senior loan processing experience.
• Hands-on MyCRM experience.
• Strong knowledge of the Australian residential mortgage market.
• Experience completing serviceability calculations.
• Experience using Australian lender serviceability calculators.
• Strong understanding of lender credit policies & lending criteria.
• Experience assessing PAYG & self-employed income.
• Experience reviewing assets, liabilities, living expenses & credit commitments.
• Experience preparing Australian residential mortgage applications.
• Experience working with Australian lenders & lender portals.
• Ability to independently assess a lending scenario & identify issues.
• Excellent written & spoken English, high attention to detail, strong analytical ability.

Responsibilities

• Review & assess residential lending scenarios.
• Complete detailed preliminary credit assessments.
• Analyse client income, assets, liabilities & living expenses.
• Complete & interpret serviceability and borrowing capacity calculations.
• Use lender-specific serviceability calculators.
• Research & interpret Australian lender credit policies.
• Identify suitable lender options based on client circumstances.
• Assist brokers with structuring lending solutions.
• Prepare high-quality loan applications for submission.
• Review supporting documentation & identify outstanding requirements.
• Maintain accurate client & application information in MyCRM.
• Manage application workflows, tasks & milestones in MyCRM.
• Monitor applications through approval & settlement.

Skills

Australian mortgage broking

Credit assessment

Serviceability calculations

Income assessment (PAYG & self‑employ)

Lender policy interpretation

Loan structuring

Australian residential lending market

Attention to detail

Analytical & problem solving

English communication

Education

Certificate IV in Finance and Mortgage Broking

Tools

MyCRM

Job description

Elevated Solutions Group is seeking an experienced Credit Analyst based in the Philippines to support Australian mortgage brokers. The role focuses on credit assessment, serviceability calculations and loan structuring, with hands-on MyCRM usage and offshore training responsibilities.

This is not an entry-level position. You will work within Australian business hours from home, handling complex residential lending scenarios and ensuring high-quality loan applications for submission.