Remote Mortgage Credit Officer for AU Lending

Hunt St; Philippines; Remote; PHP 718,763 - 958,351; Full time

Job summary

Hunt St is seeking an experienced Credit Officer based in the Philippines to manage residential and commercial mortgage applications for Australian clients. You will assess credit risk, evaluate financial statements, and provide lending recommendations while ensuring compliance with Australian lending standards.

This independent contractor role aligns with AU business hours and offers a monthly AUD compensation range of 1,500–2,000.

Qualifications

• Minimum 2 years of regulated mortgage underwriting experience across Australian residential and commercial mortgages.
• Strong analytical, problem-solving, and decision-making skills with the ability to assess credit risk.
• Excellent written and verbal communication for liaising with brokers, clients and internal stakeholders.

Responsibilities

• Evaluate residential and commercial mortgage applications by assessing borrowers' creditworthiness and financial position.
• Analyse financial statements, credit reports, supporting documentation, and other relevant information to determine lending risk.
• Make informed and timely credit decisions based on thorough analysis and established lending guidelines.
• Prepare comprehensive credit assessments and present lending recommendations for approval or decline.
• Implement effective risk management strategies to minimise potential credit exposure.

Skills

Regulated mortgage underwriting

Credit risk assessment

Financial analysis

Communication skills

Job description

Hunt St is seeking an experienced Credit Officer based in the Philippines to manage residential and commercial mortgage applications for Australian clients. You will assess credit risk, evaluate financial statements, and provide lending recommendations while ensuring compliance with Australian lending standards.

This independent contractor role aligns with AU business hours and offers a monthly AUD compensation range of 1,500–2,000.