Remote Specialty Property Underwriter - US Nights

ECLARO; Philippines; Remote; PHP 1,200,000 - 2,300,000; Full time

Benefits offered by this job

Remote work

Job summary

ECLARO is seeking an experienced Specialty Commercial Property Underwriter to manage complex property risks from submission to renewal. This remote role is based in the Philippines and follows US night-shift hours by arrangement, offering independence and interaction with brokers and internal teams.

The ideal candidate has 3+ years of commercial property underwriting, strong COPE, property valuation, and exposure analysis, plus familiarity with ISO/AAIS forms and rating platforms.

Qualifications

• 3+ years of commercial property underwriting experience.
• Independently assess, price, quote, and bind commercial property risks.
• Strong understanding of COPE, property valuation, risk exposures, loss drivers, and property coverage structures.
• Experience with underwriting workbenches, rating platforms, policy administration systems, and property risk data tools.
• Strong analytical judgment, attention to detail, and broker/stakeholder communication.

Responsibilities

• Evaluate and underwrite new and renewal commercial property risks per guidelines.
• Analyze COPE, loss history, valuations, inspections and third-party data for pricing.
• Manage rating, quoting, binding, endorsements, and renewals.
• Structure limits, deductibles, terms, conditions, and exclusions using ISO/AAIS forms.
• Maintain broker relationships and provide timely underwriting decisions.
• Leverage platforms, geospatial data, valuation tools, hazard models, and AI-assisted solutions.
• Monitor loss trends, risk concentrations, and portfolio quality.
• Mentor junior underwriters and contribute to guidelines and process improvements.

Skills

Underwriting

COPE analysis

Pricing & binding

Risk data tools

Broker relationships

Tools

Underwriting platforms

Property risk data tools

ISO/AAIS forms

Job description

ECLARO is seeking an experienced Specialty Commercial Property Underwriter to manage complex property risks from submission to renewal. This remote role is based in the Philippines and follows US night-shift hours by arrangement, offering independence and interaction with brokers and internal teams.

The ideal candidate has 3+ years of commercial property underwriting, strong COPE, property valuation, and exposure analysis, plus familiarity with ISO/AAIS forms and rating platforms.