Senior Specialty Commercial Property Underwriter

ECLARO; Philippines; A distancia; PHP 700.000 - 1.500.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Fully remote work in the Philippines

Descripción de la vacante

ECLARO is seeking a Senior Specialty Commercial Property Underwriter in the Philippines. You will own risk selection, pricing, coverage terms, and portfolio performance for complex property risks, collaborating with brokers and internal teams.

You will evaluate COPE, valuations, and risk data, while mentoring junior underwriters and contributing to guidelines with a focus on ISO/AAIS forms and modern risk assessment tools.

Formación

• 5+ years of commercial property underwriting experience in MGA/wholesale environments.
• Independently price, quote, and bind commercial property risks.
• Strong knowledge of COPE, property valuation, risk assessment, and coverage structures.
• Familiarity with ISO and AAIS commercial property forms.
• Experience with underwriting platforms, rating systems, and policy administration systems.
• Strong analytical, documentation, and broker communication skills.
• Experience with older, historic, or complex properties is a plus.
• CPCU, ARM, AU designations are advantageous.

Responsabilidades

• Underwrite new and renewal property risks from submission to renewal.
• Evaluate COPE, loss history, valuations, inspections, and risk data.
• Determine pricing, deductibles, limits, coverage terms, and exclusions.
• Manage broker relationships, underwriting negotiations, and endorsements.
• Review ISO, AAIS, and manuscript property forms.
• Utilize underwriting platforms, geospatial data, and AI risk tools.
• Monitor portfolio performance and risk concentrations.
• Mentor junior underwriters and contribute to guidelines.

Conocimientos

Commercial property underwriting

Broker communications

Analytical skills

COPE knowledge

Educación

CPCU

ARM

AU

Herramientas

Underwriting platforms

Rating systems

Policy administration systems

Property risk data

Descripción del empleo

Senior Specialty Commercial Property Underwriter

Location: Philippines (Local Employment Only)

We are seeking an experienced Senior Specialty Commercial Property Underwriter to manage complex commercial property risks, make strategic underwriting decisions, and build strong broker relationships. This role offers ownership of risk selection, pricing, coverage structures, and portfolio performance.

Key Responsibilities

• Underwrite new and renewal commercial property risks from submission through quote, bind, and renewal.
• Evaluate COPE (Construction, Occupancy, Protection, Exposure), loss history, property valuations, inspections, and risk data.
• Determine appropriate pricing, deductibles, limits, coverage terms, and exclusions.
• Manage broker relationships, underwriting negotiations, and policy endorsements.
• Review and apply ISO, AAIS, and manuscript commercial property forms.
• Utilize underwriting platforms, geospatial data, and AI-assisted risk assessment tools.
• Monitor portfolio performance, loss trends, and risk concentrations.
• Mentor junior underwriters and contribute to underwriting guidelines and process improvements.

Qualifications

• 5+ years of commercial property underwriting experience, preferably in an MGA, E&S carrier, specialty insurer, or wholesale underwriting environment.
• Proven experience independently pricing, quoting, and binding commercial property risks.
• Strong knowledge of COPE, property valuation, risk assessment, and commercial property coverage structures.
• Familiarity with ISO and/or AAIS commercial property forms.
• Experience with underwriting platforms, rating systems, policy administration systems, and property risk data.
• Strong analytical, documentation, and broker communication skills.
• Experience with older, historic, specialty, or complex properties is a plus.
• CPCU, ARM, AU, or similar professional designations are an advantage.

Why Join Us?

Take ownership of complex underwriting decisions, collaborate with industry experts, and contribute to underwriting innovation—all while enjoying a fully remote work arrangement in the Philippines.