Remote Mortgage Credit Analyst & Parabroker

D2B; Manila; Remote; PHP 3,129,000 - 4,917,000; Full time

Benefits offered by this job

Remote work

Australian Hours - Dayshift

Competitive salary

Job summary

D2B is seeking an experienced Credit Analyst / Parabroker to independently manage full mortgage application setup from documents to lodgement. You’ll work with BrokerEngine, FLEX, ApplyOnline and Quickli, evaluate PAYG or self‑employed income, and ensure compliance with lender policies and First Home Buyer schemes.

Strong numeracy and English skills are essential. You will review valuations, manage pricing and servicing, and communicate with brokers and clients across Australian hours, with

Qualifications

• Minimum 3 years Australian mortgage broking experience.
• Strong hands-on experience with AFG BrokerEngine and FLEX.
• Fluent English communication across reading, writing and speaking.

Responsibilities

• Manage end-to-end mortgage application preparation, from supporting documents to lodgement, including BrokerEngine and ApplyOnline requirements and objectives.
• Assess PAYG and self-employed income, including employment type, deductions, HELP repayments, YTD earnings, base/non-base income, overtime, commissions, bonuses, tax returns and NOAs.
• Complete Quickli servicing assessments and accurately calculate LVR, LMI, deposits and overall servicing requirements.
• Review lender policies and servicing options, including alternative self-employed income policies and First Home Buyer schemes and benefits.
• Order property valuations and determine appropriate valuation requirements based on LVR and lender criteria.
• Manage interest rate reviews and lender pricing requests.
• Assess living expenses using bank statement platforms, including Frollo Open Banking.
• Ensure applications meet lender and compliance requirements, including required supporting documentation, while maintaining high file quality and minimising MIRs.
• Use BrokerEngine, FLEX, Quickli, ApplyOnline and digital signing platforms to manage and progress applications efficiently.
• Communicate clearly and professionally with brokers, clients and stakeholders via phone, email and WhatsApp.
• Adapt to evolving processes and procedures and use AI tools such as ChatGPT, Claude and Gemini to support efficiency and day‑to‑day work.

Skills

Mortgage broking

Numerical ability

Attention to detail

English communication

Tools

AFG BrokerEngine

FLEX

ApplyOnline

Quickli

Job description

D2B is seeking an experienced Credit Analyst / Parabroker to independently manage full mortgage application setup from documents to lodgement. You’ll work with BrokerEngine, FLEX, ApplyOnline and Quickli, evaluate PAYG or self‑employed income, and ensure compliance with lender policies and First Home Buyer schemes.

Strong numeracy and English skills are essential. You will review valuations, manage pricing and servicing, and communicate with brokers and clients across Australian hours, with