Remote Mortgage Credit Analyst – Australia

D2B; Metro Manila; On-site; PHP 1,060,000 - 1,283,000; Full time

Job summary

D2B is seeking a strategic Credit Analyst for its Australian mortgage brokerage service. Based remotely from the Philippines, you will evaluate client financials, review documentation, and build decision-ready credit outputs for brokers across multiple lenders.

The role requires extensive AOL experience, proficiency with Broker Engine and Quickli, strong English communication, and the ability to align living expenses with policy.

Qualifications

• Proficient in Broker Engine for file review, handover and pre-submission checks.
• Minimum 3 years experience in the same mortgage broker role.
• Broad lender exposure with policy and servicing knowledge for major to third-tier lenders.
• Proficient in Quickli for servicing scenarios.
• Ability to interpret PAYG and self-employed financials; Trust/SMSF experience valued.
• Strong living expenses analysis knowledge for serviceability.
• Extensive AOL experience for processor submissions.

Responsibilities

• File Assessment: Review fact find and supporting documents.
• Servicing: Run lender servicing scenarios across relevant lenders.
• Living Expenses: Analyse actual expenses versus benchmarks.
• Policy Fit: Assess lender suitability based on current policy.
• Structuring: Recommend optimal loan and lender combination.
• Credit Summary: Produce standardised, decision-ready output for broker.
• File Handover: Handover to processor and check AOL/CRM entries before submission.
• Pricing Requests: Run pricing requests as required.

Skills

Attention to detail

Strong English communication

Credit analysis

Financial interpretation of PAYG

Loan policy reasoning

Lending risk assessment

Tools

Broker Engine

Quickli

Job description

D2B is seeking a strategic Credit Analyst for its Australian mortgage brokerage service. Based remotely from the Philippines, you will evaluate client financials, review documentation, and build decision-ready credit outputs for brokers across multiple lenders.

The role requires extensive AOL experience, proficiency with Broker Engine and Quickli, strong English communication, and the ability to align living expenses with policy.