Relationship Specialist (Central Luzon)

Private Advertiser; Central Luzon; On-site; PHP 300,000 - 420,000; Full time

Job summary

Private Advertiser is seeking a Relationship Specialist to grow an existing portfolio and develop new business opportunities. You will engage directly with borrowers, assess credit needs, and coordinate with accounts to ensure compliance with regulatory requirements.

The role requires strong communication, strategic thinking, and the ability to work under pressure in a dynamic banking environment. Fresh graduates are welcome, with driving ability considered an advantage.

Qualifications

• Degree in business-related field or equivalent.
• Excellent written and oral communication skills.
• Proven ability to work under pressure and meet deadlines.
• Fresh graduates are welcome; strong academics and initiative.

Responsibilities

• Develop and grow an existing portfolio and generate new business.
• Monitor market movements and client needs; adapt strategies.
• Visit clients regularly to maintain relationships and gather updates.
• Prepare call reports for client visits and developments.
• Classify accounts with deteriorating credit standing and take action.
• Ensure complete documentary requirements before releasing proceeds.
• Ensure compliance with bank policies and BSP regulations.

Skills

Communication skills

Strategic thinking

Problem solving

Ability to work under pressure

Driver's license

Education

Bachelor's degree in Business/Marketing/Communications

Job description

About the role:

The Relationship Specialist (RS) is responsible for the growth and development of an existing portfolio and the generation of new business to expand the company's client base, as well as the attainment of assigned volume targets.

Key responsibilities:

• Explore and initiate the development of new borrowing accounts through direct solicitations, dealer referrals, and other similar initiatives




• Monitor market movements and changes in clients' needs, as well as strategies and developments in the latest financial products




• Conduct regular client and plant visits to establish and maintain good working relationships with accounts and to obtain firsthand information on any developments within the accounts




• Prepare a call report each time a visit is made to a client, or a significant development occurs regarding the account




• Conduct periodic reviews and initiate classification of accounts, especially those with deteriorating financial or credit standings




• Ensure receipt of complete documentary requirements prior to the release of any proceeds to the borrower




• Ensure that all loan or lease availments comply with all existing bank policies and Bangko Sentral ng Pilipinas (BSP) regulations




• Secure all pre-approval requirements necessary to evaluate the borrower's credit risk profile




• Package credit facilities suitable for clients' needs and prepare corresponding credit proposals




• Ensure timely preparation and submission of marketing write-ups, ICRRS (Internal Credit Risk Rating System), and other credit information as inputs to the credit evaluation and approval processes




• Perform other tasks that may be assigned from time to time

About you:

• Graduate of any business-related course, preferably Marketing Management, Business Administration, Entrepreneurship, Communications, or other related disciplines




• Excellent written and oral communication skills with a high level of strategic thinking and problem-solving abilities




• Proven ability to work effectively under pressure and meet deadlines




• At least 1 year of experience in leasing and financing is a plus




• Fresh graduates are welcome to apply and should demonstrate strong academic performance, initiative, and readiness to contribute in a fast-paced work environment




• Valid driver's license and the ability to drive confidently.