Relationship Specialist

Private Advertiser; Metro Manila; On-site; PHP 279,000 - 502,000; Full time

Job summary

Private Advertiser in the Philippines is seeking a Relationship Specialist to grow an existing client portfolio and generate new business to expand the company's footprint. You will manage client relationships, assess credit needs, and ensure compliance with BSP regulations.

The role requires a business-related degree, strong communication, and the ability to work under pressure. Driving skills and a valid license are a plus, with on-site responsibilities based in Metro Manila.

Qualifications

• Bachelor or higher in a business-related field.
• Excellent written and verbal communication required.
• Ability to work under pressure and meet deadlines.
• Fresh graduates welcome to apply.
• Driving license is required.

Responsibilities

• Develop and grow the existing client portfolio and generate new business.
• Visit clients regularly to maintain relationships and assess credit needs.
• Prepare and present credit proposals and required documentation for evaluation.
• Coordinate with Treasury and ensure BSP compliance across processes.
• Prepare call reports after client visits or significant developments.

Skills

Communication skills

Strategic thinking

Problem solving

Under pressure

Fresh graduates

Driving

Education

Business-related degree

Job description

Role Overview:

The Relationship Specialist is responsible for the growth and development of an existing portfolio and the generation of new business to expand the company's client base, as well as the attainment of assigned volume targets.

Specific Duties and Responsibilities:

• Explore and initiate the development of new borrowing accounts through direct solicitations, dealer referrals, and other similar initiatives

• Monitor market movements and changes in clients' needs, as well as strategies and developments in the latest financial products

• Conduct regular client and plant visits to establish and maintain good working relationships with accounts and to obtain firsthand information on any developments within the accounts

• Secure all pre-approval requirements necessary to evaluate the borrower's credit risk profile

• Package credit facilities suitable for clients' needs and prepare corresponding credit proposals.

• Ensure timely preparation and submission of marketing write-ups, ICRRS (Internal Credit Risk Rating System), and other credit information as inputs to the credit evaluation and approval processes

• Prepare a call report each time a visit is made to a client, or a significant development occurs regarding the account

• Conduct periodic reviews and initiate classification of accounts, especially those with deteriorating financial or credit standings.

• Ensure receipt of complete documentary requirements prior to the release of any proceeds to the borrower.

• Ensure that all loan or lease availments comply with all existing bank policies and Bangko Sentral ng Pilipinas (BSP) regulations

• Accomplish the Client Assessment Form as part of the Money Laundering and Terrorist Financing Prevention Program of the company, along with any other related documents as required by government regulatory agencies

• Ensure absolute confidentiality of records and data gathered from clients.

• Maintain complete and updated documents in the credit folders

• Ensure all information in the Client Information System (CIS) and Account Management System (AMS) is complete, accurate, and up-to-date

• Coordinate funding requirements and pricing information with the Treasury Division as necessary

• Perform other tasks that may be assigned from time to time

Qualifications:

• Graduate of any business-related course, preferably Marketing Management, Business Administration, Entrepreneurship, Communications, or other related disciplines.

• Excellent written and oral communication skills with a high level of strategic thinking and problem-solving abilities.

• Proven ability to work effectively under pressure and meet deadlines

• At least 1 year of experience in leasing and financing is a plus

• Fresh graduates are welcome to apply and should demonstrate strong academic performance, initiative, and readiness to contribute in a fast-paced work environment.

• Driving skills are required; candidates must have a valid driver's license and the ability to drive confidently