Relationship Manager

Hi-Perf Business Solutions; Philippines; On-site; PHP 350,000 - 550,000; Full time

Job summary

Philippines is seeking a banking professional to market and generate loans while aligning with the bank's lending directions. You will prospect clients, evaluate accounts and financial statements, and present loan recommendations for approval.

The role requires strong credit analysis, risk assessment, and relationship management skills, with ongoing monitoring of accounts through disbursement and repayment.

Qualifications

• 3–5 years of banking and sales experience.
• Preferably experience as Relationship Manager.
• Preferably with an existing loan portfolio.

Responsibilities

• Responsible for marketing and generating loans based on target market and lending directions of the bank.
• Prospect loan clients, evaluate accounts, validate business and financial statements, prepare loan recommendations, and present for approval.
• Monitor and nurture approved accounts.
• Act as a credit officer, making recommendations based on the client's financial needs and conditions.
• Ensure loan applications follow the required credit process, including credit information, collateral appraisal, and credit scoring.
• Disclose all credit information to the approving body.
• Ensure proper documentation for approved loans, including account registration and loan disbursement.
• Continuously monitor and supervise accounts until full repayment.
• Identify problem loans early and implement remedial solutions such as term amendments, rescheduling, or restructuring.
• Strong loan marketing and sales skills.
• Excellent negotiation skills.
• Proficient in credit analysis and risk assessment.
• Experience in rural banking is a plus.

Skills

Loan marketing

Sales skills

Negotiation skills

Credit analysis

Risk assessment

Rural banking

Education

Business-related degree

Job description

• Responsible for marketing and generating loans based on target market and lending directions of the bank.
• Prospect loan clients, evaluate accounts, validate business and financial statements, prepare loan recommendations, and present for approval.
• Monitor and nurture approved accounts.
• Act as a credit officer, making recommendations based on the client's financial needs and conditions.
• Ensure loan applications follow the required credit process, including credit information, collateral appraisal, and credit scoring.
• Disclose all credit information to the approving body.
• Ensure proper documentation for approved loans, including account registration and loan disbursement.
• Continuously monitor and supervise accounts until full repayment.
• Identify problem loans early and implement remedial solutions such as term amendments, rescheduling, or restructuring.
• Preferably a graduate of any Business Related course.
• With at least with three (3) years of experience in banking and sales in other banks.
• Preferably with experience as Relationship Manager.
• Preferably with existing loan portfolio.
• Strong loan marketing and sales skills.
• Excellent negotiation skills.
• Proficient in credit analysis and risk assessment.
• Experience in rural banking is a plus.
• Experience: 3-5 Yrs Exp