Relationship Manager

Hi-Perf Business Solutions; Pampanga; On-site; PHP 300,000 - 540,000; Full time

Job summary

A financial services firm in Pampanga is seeking an experienced banking professional to market loans and generate business. You will evaluate clients, prepare loan recommendations, and manage approved accounts. The ideal candidate has a degree in a business-related field and at least three years of banking and sales experience. Key skills include strong loan marketing abilities and proficiency in credit analysis.

Qualifications

• Graduate of any Business Related course.
• Minimum three (3) years of experience in banking and sales.
• Experience as Relationship Manager preferred.
• Preferably with existing loan portfolio.
• Strong loan marketing and sales skills.
• Excellent negotiation skills.
• Proficient in credit analysis and risk assessment.
• Experience in rural banking is a plus.

Responsibilities

• Market and generate loans based on target market and lending directions.
• Prospect loan clients and evaluate accounts.
• Monitor and nurture approved accounts.
• Act as a credit officer, making recommendations based on client needs and conditions.
• Ensure loan applications follow the credit process, including credit information, collateral appraisal, and credit scoring.
• Disclose all credit information to the approving body.
• Ensure proper documentation for approved loans, including account registration and loan disbursement.
• Continuously monitor and supervise accounts until full repayment.
• Identify problem loans early and implement remedial solutions such as term amendments, rescheduling, or restructuring.

Skills

Loan marketing and sales skills

Negotiation skills

Credit analysis and risk assessment

Credit analysis

Risk assessment

Rural banking

Relationship Manager

Education

Business Related course

Job description

Responsibilities

• Responsible for marketing and generating loans based on target market and lending directions of the bank.
• Prospect loan clients, evaluate accounts, validate business and financial statements, prepare loan recommendations, and present for approval.
• Monitor and nurture approved accounts.
• Act as a credit officer, making recommendations based on the client’s financial needs and conditions.
• Ensure loan applications follow the required credit process, including credit information, collateral appraisal, and credit scoring.
• Disclose all credit information to the approving body.
• Ensure proper documentation for approved loans, including account registration and loan disbursement.
• Continuously monitor and supervise accounts until full repayment.
• Identify problem loans early and implement remedial solutions such as term amendments, rescheduling, or restructuring.

Qualifications

• Preferably a graduate of any Business Related course.
• With at least with three (3) years of experience in banking and sales in other banks.
• Preferably with experience as Relationship Manager.
• Preferably with existing loan portfolio.
• Strong loan marketing and sales skills.
• Excellent negotiation skills.
• Proficient in credit analysis and risk assessment.
• Experience in rural banking is a plus.