Relationship Manager

Philippine Business Bank; Caloocan; On-site; PHP 600,000 - 800,000; Full time

Job summary

A financial institution is seeking a Relationship Manager to oversee loan accounts management, conduct financial analysis, and ensure compliance with banking policies. Candidates should have a Bachelor's degree and at least 3 years of experience in Corporate or Commercial Banking. Strong leadership and customer service skills are essential for success in this role.

Qualifications

• Extensive knowledge in financial analysis and credit evaluation.
• At least 3 years of working experience in Corporate or Commercial Banking.

Responsibilities

• Solicit loan accounts and cross-sell bank products.
• Handle loan packaging and documentation.
• Conduct financial analysis and credit evaluation.
• Present loan transactions for approval.

Skills

customer service and relationship management

leadership and managing

good communication skills

strategic management skills

Education

Bachelor's degree in Economics, Finance, Banking, Business Studies, Management, or equivalent

Job description

Overview

The Relationship Manager primarily solicits loan accounts, and cross-sell bank products and services. They handle loan packaging to match loan requirements of the borrower/client, prepares Loan Approval Memorandum and Inter Office Letter among other loan related memos, conducts financial analysis and credit evaluation, recommends loan proposal/transaction in accordance with the Bank policy and guidelines on loans and credit, presents and seeks approval of all loan related transactions before the Credit and Board Committees, regularly reviews and implements timely renewal of credit line/facility, and handles loan and legal documentation. They supervise the Marketing Assistant on their daily transaction and monitoring of loan account. They are the overall in-charge of account relationship and management.

Responsibilities

• The Relationship Manager primarily solicits loan accounts and cross-sells bank products and services.
• Handles loan packaging to match loan requirements of the borrower/client.
• Prepares Loan Approval Memorandum and Inter Office Letter among other loan-related memos.
• Conducts financial analysis and credit evaluation.
• Recommends loan proposals/transactions in accordance with bank policy and guidelines on loans and credit.
• Presents and seeks approval of all loan-related transactions before the Credit and Board Committees.
• Regularly reviews and implements timely renewal of credit line/facility.
• Handles loan and legal documentation.
• Supervises the Marketing Assistant on daily transactions and monitoring of loan accounts.
• Acts as the overall in-charge of account relationship and management.

Qualifications

• Candidate must possess at least a Bachelor's/College Degree, Economics, Finance/Accountancy/Banking, Business Studies/Administration/Management, Marketing, Commerce or equivalent.
• Extensive knowledge in financial analysis and credit evaluation, recommending loan proposals in line with bank policies and guidelines.
• Required skills: customer service and relationship management, leadership and managing, good communication skills, strategic management skills.
• At least 3 year(s) of working experience in Corporate Banking or Commercial Banking is required for this position.