Payments Specialist

Metrobank; Taguig; On-site; PHP 380,000 - 460,000; Full time

Job summary

Metrobank in Taguig City is seeking a Payments Specialist to ensure accurate and timely processing of payments, including verification from multiple channels and posting to beneficiary accounts. The role requires collaboration with Treasury, Compliance, and Accounting teams to resolve issues and ensure regulatory compliance.

Responsibilities include handling PESONet/PDDTS RTGS flows, posting via Mosaic, preparing daily/monthly reports, and maintaining effective communication with branches.

Qualifications

• Preferably graduate of business or finance course.
• Fresh graduates and young professionals are welcome to apply.
• Excellent written and oral communication skills with a high sense of order and attention to detail.
• Proficient in essential Microsoft Office applications (PowerPoint, Word, Excel, etc).
• Can work independently or as part of the team.
• Amenable to work on shifting schedules, holidays, graveyard shifts and split offs.

Responsibilities

• Accurate and timely processing of payments transactions to facilitate immediate release or posting to beneficiaries.
• Verify/process payments from foreign/domestic branches, HO units, subsidiaries and tie-ups via PESONet, PDDTS, RTGS-USD.
• Upload rates provided by Treasury Group and prepare required daily and monthly reports.
• Send tracers for errors, discrepancies, or funding issues with payment files and inward payments concerns.
• Coordinate with Accounting and other units to resolve unreconciled items and float items.
• Prepare accounting entries for manually processed transactions and post payments via Mosaic.
• Ensure compliance with regulatory standards and participate in policy development.

Skills

Communication skills

Attention to detail

Teamwork

Independent work

Shift work flexibility

Education

Business or Finance degree

Tools

Microsoft Office

Excel

Word

PowerPoint

Job description

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development.
With Metrobank, a meaningful life is within your reach!

Position Title: Payments Specialist

Job Summary:

• Accurate and timely processing of payments transactions to facilitate their immediate release to the beneficiaries or their posting to the beneficiaries’ accounts; performs other related functions; participates in establishing and implementing policies and procedures ensuring compliance to regulatory standards.

Duties and Responsibilities:

• Performs accurate and timely verification/processing of payments transactions from foreign/domestic branches/HO units/ subsidiaries/ tie-ups/ correspondent banks and domestic local banks
• Retrieves/processes payment files received from tie-ups website and domestic local banks via PESONet/PDDTS-EODN/PDDTS-RTGS-USD
• Perform uploading of rates provided by Treasury Group
• Prepares and sends tracers to foreign and domestic correspondents in case of error/discrepancy/funding issue is encountered in the payment files/orders and for other inward payments-related concerns.
• Coordinates with Specialized Accounting Department and other concerned units on unreconciled items such as inter-department, inter-branch and other float items for their immediate resolution.
• Prepares accounting entries covering all transactions processed manually by the department.
• Prepares required daily and monthly reports.
• Coordinates with branches and other units of the banks on the dispositions of payment orders that need special handling.
• Answers phone calls/queries from branches and other units of the banks regarding inward payments.
• Conduct Enhanced Due Diligence for above threshold transactions and sends tracer to branches via MS outlook and monitors reply
• Sends tracer to branches via MS outlook for transactions flagged in the SWIFT Sanction Screening and monitors reply.
• Prepares DM/CM tickets/ performs posting of payments related transactions via Mosaic.
• Participates in establishing and implementing policies and procedures ensuring compliance to regulatory standards in the performance of functions.
• Performs other related functions that may be assigned from time to time.

Qualifications:

• Preferably graduate of business or finance course
• Fresh graduates and young professionals are welcome to apply
• Excellent written and oral communication skills with a high sense of order and attention to detail;
• Proficient in essential Microsoft Office applications (powerpoint, word, excel, etc)
• Can work independently or as part of the team
• Amenable to work on shifting schedules, holidays, graveyard shifts and split offs

Other Details:

Rank: Rank & File

Unit: Enterprise Services Sector / Operations Group / Payments Operations Division / Inward Payments Department

Location: Metrobank Center, BGC, Taguig City