MSME Microfinance Loan Officer (Field) – Drive Growth

BDO Unibank; Puerto Princesa; On-site; PHP 223,200 - 334,800; Full time

Job summary

A community banking institution seeks an Account Officer for Micro, Small and Medium Enterprises in Puerto Princesa, Mimaropa. The role involves achieving loan volume targets while ensuring sound credit quality and customer service. Responsibilities include soliciting microfinance loans, analyzing applicant qualifications, and coordinating with other units. Ideal candidates should have a Bachelor's degree, strong selling and communication skills, and preferably some sales experience in Microfinance. Knowledge of basic math is necessary, and familiarity with computer software is a plus.

Qualifications

• Graduate of any four-year or five-year degree course.
• Must possess good selling, communication, and customer service skills.
• Preferably familiar with computer software including word processing and spreadsheets.
• With fieldwork and sales experience in Microfinance, an advantage.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze qualifications to determine loan granting feasibility.
• Initiate credit and collection activities for credit quality.
• Coordinate with officers for loan application processing.
• Review customer loan files and agreements for adequacy.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Education

Bachelor's Degree

Tools

Word processing software

Spreadsheets

Job description

A community banking institution seeks an Account Officer for Micro, Small and Medium Enterprises in Puerto Princesa, Mimaropa. The role involves achieving loan volume targets while ensuring sound credit quality and customer service. Responsibilities include soliciting microfinance loans, analyzing applicant qualifications, and coordinating with other units. Ideal candidates should have a Bachelor's degree, strong selling and communication skills, and preferably some sales experience in Microfinance. Knowledge of basic math is necessary, and familiarity with computer software is a plus.