MSME Field Loan Specialist

BDO Unibank; Metro Manila; On-site; PHP 350,000 - 520,000; Full time

Job summary

BDO Network Bank, the community bank subsidiary of BDO Unibank, is seeking an Account Officer for Micro, Small and Medium Enterprises. You will be responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and high customer service.

You will actively solicit microfinance loan accounts through field visits, analyze applicant qualifications, initiate credit and collection activities, and coordinate with other units to process and service loans.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work daily.
• Must have basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience on Microfinance is an advantage.

Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Skills

Selling

Communication

Customer service

Field work

Basic math

Computer skills

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank, the community bank subsidiary of BDO Unibank, is seeking an Account Officer for Micro, Small and Medium Enterprises. You will be responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and high customer service.

You will actively solicit microfinance loan accounts through field visits, analyze applicant qualifications, initiate credit and collection activities, and coordinate with other units to process and service loans.