MSME Field Loan Officer (Microfinance)

BDO Unibank; Philippines; Presencial; PHP 280.000 - 420.000; Jornada completa

Descripción de la vacante

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises who will drive loan growth while maintaining profitability and credit quality. The role focuses on field-based customer outreach and solid service delivery.

You will assess loan applications, conduct credit analysis, and collaborate with internal teams to ensure timely processing and booking of MSME loans. A degree and strong interpersonal skills are required.

Formación

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Willing to do field work almost daily.
• Basic mathematical knowledge.
• Familiar with MS Word and spreadsheets.
• Fieldwork and sales experience in microfinance is a plus.
• Preferably can drive a motorcycle.

Responsabilidades

• Actively solicit microfinance loan accounts by field visits to meet customer needs.
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Conocimientos

Selling skills

Communication skills

Customer service

Field work

Math basics

Educación

Bachelor's Degree

Herramientas

MS Word

MS Excel

Descripción del empleo

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises who will drive loan growth while maintaining profitability and credit quality. The role focuses on field-based customer outreach and solid service delivery.

You will assess loan applications, conduct credit analysis, and collaborate with internal teams to ensure timely processing and booking of MSME loans. A degree and strong interpersonal skills are required.