Mortgage Credit Analyst — Australian Broking Expert

VAP

Cebu City

Remote

PHP 420,000 - 750,000

Full time

14 days+

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Benefits offered by this job

HMO + Dental

2-week paid Holiday Break

Weekends off

Day shift schedule

Job summary

VA Platinum in the Philippines is seeking an Australian Mortgage Broking Credit Analyst to support end-to-end mortgage processing, from income analysis through to settlement. You will review borrower information, assess loan scenarios, and work with brokers to keep deals progressing.

The ideal candidate has hands-on experience with Australian mortgage lending, strong numerical accuracy, and excellent English communication.

Qualifications

Experience in Australian mortgage lending, credit analysis, loan processing, or a similar role.
Hands-on experience with income analysis and loan servicing.
Understanding of Australian mortgage lending processes.
Experience managing loan applications through to settlement.
Strong attention to detail and numerical accuracy.
Strong analytical and problem-solving skills.
Excellent written and verbal English communication skills.
Confident following up with brokers, lenders, and other stakeholders.
Highly organised with the ability to manage multiple loan files and deadlines.
Proficient in Microsoft Office, particularly Excel and Outlook.
Experience with Quickli and/or MyCRM is an advantage but not required.

Responsibilities

Review and analyse borrower income, financial information, and supporting documentation.
Conduct loan servicing and borrowing capacity assessments.
Assess loan scenarios against lender requirements and policies.
Identify discrepancies, gaps, and potential issues that may affect loan approval.
Support brokers with credit analysis and loan structuring requirements.
Prepare and maintain accurate credit assessment notes and supporting documentation.
Follow up on outstanding information and requirements with relevant stakeholders.
Monitor application progress from submission through to settlement.
Proactively follow up with lenders and other stakeholders to keep applications progressing.
Maintain accurate loan records within relevant CRM and systems.
Assist with resolving credit and processing issues throughout the loan lifecycle.
Ensure applications and supporting documentation are accurate and complete.
Provide timely updates to brokers on application progress and outstanding requirements.